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Ranger, HiLux or D-MAX? Get best ute finance on best-sellers

Competitive rates and workable terms on ute finance are individually sourced by Business.Finance experts to provide the best financing on all popular models. With no IAWO available this financial year, and with many businesses facing cash flow pressures from rising operating costs, sourcing the best ute finance when new vehicles are needed, has become even more important. We work with individual operators to source and structure the most cost-effective loans for all makes and models. Not surprisingly, the two iconic cab chassis models – Ford Ranger and Toyota HiLux, remain at the top of the monthly car sales figures, as released by the Federal Chamber of Automotive Industries. These reports can provide indications of what is popular with buyers and inspiration to possibly consider other models, such as the Isuzu D-MAX which was sixth best-selling vehicle for the month. The car sales data may also provide indications of the strength of the motor vehicle market and how quick buyers may... Read More Caret Right

Is refinancing equipment loans a workable way forward for your business? Consider the options.

Expert brokers at Business.Finance work with owners and operators on refinancing equipment loans to ease cash flow pressures with workable funding solutions. The current economic environment is creating challenges in many sectors. Leading business owners and operators to review their overall financial situation and identify where savings may be realised to improve the bottom line and provide greater stability. Where machinery and other asset finance payments represent a significant monthly expense, seeking to refinance current loan arrangements may present a workable way forward. Refinance is available to all types of commercial enterprises for all types of funding arrangements. The decision to refinance requires consideration of multiple aspects of the process and the possible outcomes. Know What’s Involved with Refinancing Equipment Loans The process to refinance an existing funding arrangement essentially involves applying for a new loan to replace the existing contract. This can be done at any point during a loan term. The refinanced loan generally includes both the repayments... Read More Caret Right

Capture EOFY Deals, Upgrade Assets, Boost Your Operation with Tailored Business Loans

Business.Finance offers a complete portfolio of low rate business loans, to allow operators to optimise EOFY deals, and invest to grow their operation. Mid-year is an Ideal time to review the position of the operation, assess unrealised potential, consider EOFY equipment and vehicle deals, and plan the finance required to implement improvements. Consider how cost-effective financing may enable vehicles, plant and machinery to be upgraded for greater efficiency and productivity gains. How a flexible line of credit may ease cash flow pressures. How fast access to financing with the best rates might allow you to bring forward asset investment plans and take advantage of end-of-financial year sales. Expand production capacity with additional machines, develop new product lines with new tech with affordable funding.. Our experts work on an individual basis with clients to understand their specific needs and tailor finance solutions to address those objectives. Consider the range of financial solutions available and discuss your plans to boost your operation... Read More Caret Right

Business Loans: Fuel Your Growth and Achieve Your Goals

In today's competitive business landscape, having access to financing is crucial for entrepreneurs and small business owners. Whether you're looking to expand your operations, purchase new equipment, manage cash flow, or seize growth opportunities, a business loan can provide the necessary funds to propel your business forward. In this comprehensive guide, we will explore the world of business loans in Australia, helping you navigate through the various options available and find the best solution tailored to your unique needs. Understanding Business Loans What is a Business Loan? A business loan is a financial product specifically designed to support business owners in funding their operations, purchasing inventory, paying employees, managing cash flow, and achieving their growth objectives. Unlike personal loans, business loans are exclusively intended for business or investment purposes, taking into account both the performance and history of the business itself, as well as the credit history of the business owner. How do Business Loans Work in Australia? In Australia,... Read More Caret Right

Affordable Finance for new IVECO T-Way Range

The T-way replaces IVECO’s Trakker as a rugged, off-road vehicle for a wide range of applications. It has been especially built to tackle the most challenging operational conditions such as off-road applications in exploration, forestry, mining, tipper requirements, materials and water transport, agriculture and many others. The T-way has all the ‘hardcore’ off-road feature equipment as was on the Trakker but with a lot more. A selection of Euro 6 engines are included on the T-Way plus improved cabin comfort inclusions and upgraded safety. The cabin has styling a la the stylish design of the S-Way. To suit a wide selection of buyers and applications, the T-way range comes with various configurations and GVM/GCM. Overview: IVECO T-Way The configurations in the new T-Way range include 8x4, 6x6 and 4x4. The options for GVM/GCM are 20,000kg/44,000kg, 33,500kg/60,000kg and 41,000kg/60,000kg. There are 4 options for the wheelbase ranging from 3800mm to 5820mm. There are a lot of great features that buyers will... Read More Caret Right

Interest Rates Update: Reserve Bank June Decision

The CPI data for April, released by the ABS (Australian Bureau of Statistics) on 31 May surprised the markets. The increase in headline inflation despite a continued fall in the underlying rate, changed expectations more towards a June rate rise rather than a hold. But despite the April spike, there were still strong economic data and convincing reasons in favour of holding rates steady. Reading the actual statements from the RBA, including especially from the Governor Philip Lowe, rather than relying purely on media headlines, may be useful in getting a better understanding of what’s happening with rates. At this critical time of year with temporary full expensing ending and the new financial year about to start, business owners will no doubt value as much intel as possible to assist with finance decisions. In this update, we provide a rundown on the information available to date from the RBA – the decision release and an address by Dr Lowe. Noting... Read More Caret Right