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Brewery Equipment Loans – Business Finance
With Australia’s craft beer and spirits industries thriving, we assist operators with cost-effective asset funding to expand, upgrade and set-up their distilling or brewing ventures. Funding at lower rates and expertly sourced to meet individual specifications to acquire individual tanks, fermentation machinery, mills, filtration machines, distillation systems, turnkey set-ups and other asset acquisitions.
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Find the Best Financing Options
Compare Business.Finance Interest Rates for Brewer Equipment Loans
To ensure the end-product can be competitively priced, brewers and distillers need to keep their overheads under control. That starts with achieving lower interest rates on the funding to purchase the plant to produce the beers and spirits. Our lower rates reflect our competitiveness in the commercial lending market and how we support brew houses with affordable funding. Use our current rates for planning purposes and contact us for specific quotes.
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Disclaimer: The comparison rate displayed is calculated for a loan of $30,000 over 5 years. The results from this calculator should be used as an indication only. Quoted repayments are based on advertised rates and do not include lender fees and charges. Results do not represent either quotes or pre-qualifications for a loan. The specific details of your loan will be provided to you in your loan contract. It is advised that you speak with us so that we can provide you with advice that is tailored to your situation.
Today's best rate
Finance Equipment From
4.99 % Fixed
* The interest rate is calculated on a secured loan for commercial use, effective 16/02/2024 and subject to change. Warning: the interest rate is only true for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different interest rate.
Today's best rate
Finance Equipment From
4.99 % Fixed
* The interest rate is calculated on a secured loan for commercial use, effective 16/02/2024 and subject to change. Warning: the interest rate is only true for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different interest rate.
Minimize Overheads Efficiently
How to Keep Overheads Down with Lower Brewery Equipment Loan Repayments
The beer and spirits market can be price-sensitive, requiring producers to keep overheads down to remain competitive. When taking on funding and adding to overheads, the priorities are lower interest rates and lower repayments.
As part of our role, we negotiate with lenders on the structure of the funding to ensure it delivers tax optimisation and a repayment schedule that works with cash flow both actual and projected.
- Fixed interest rates and fixed monthly repayments on brewery equipment finance.
- Negotiated brewery equipment loan terms and balloons.
- Tax optimised brewery equipment loans.
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Expert Assistance for Brewery Equipment
Get Support for Brewery Equipment Finance from Our Experts
As Australian artisan crafted beers, vodka, whisky and gins continue to make their mark on the world stage, we support the ambitions and initiatives of the brewing sector by providing all sized ventures with our expert services. Whether a micro operation, SME or growing larger concern, access to our specialist commercial lending services is available with no referral required.
As brokers, we provide a valuable link and vital connection between our clients and lenders. We handle client funding needs from the initial enquiry right through to settlement. Sourcing the lowest offers from across our vast lender base, negotiating on rates and terms and structuring the arrangements to achieve a tax-optimised, cost-effective solution.
As well as being highly skilled, credentialled and qualified, our brokers understand financials and commercial operations and stay current with taxation rulings for asset acquisitions and corporate regulations. We structure lending solutions to work with our client’s set-up and operating plans, turnover and cash flow and projections and have experience across many sectors including brewing and distilling.
- Australian owned and operated with locally-based brokers.
- 20+ years experience in Australian commercial lending sector.
- Current taxation intel, across financials.
- Referral not required, connect directly with brokers knowledge in brewing sector.
- FBAA Member, Licensed Credit Provider.
Secure Lower Interest Rates
How to Get Lower Interest Rate Finance for Brewery Equipment
Interest rates and offers vary across the extensive Australian commercial lending sector. The key for operators to secure the lowest rates is to have access to large selection of lenders. Through our accreditation with over 80 lenders, we provide the opportunity to secure the lowest rates currently being offered on financing for brewing and distilling plant.
Our connections include major and lesser-known banks as well as non-bank lenders, including those that specialise in specific industries such as beverage production and artisan ventures. Connecting with our lenders at an industry level provides us with the opportunity to negotiate on behalf of our clients for lower rates and more workable terms.
- Connect with 80+ Lenders for lowest rates on the market.
- Specialist beverage production lenders.
- Negotiated rates and terms.
Flexible Loan Solutions for All Brewery Equipment Needs
Brewery Equipment Loan Types Available
Brew house operators can select from the full range of asset acquisition credit facilities to acquire the plant, machines, systems and fittings for their venture. We advise clients to speak with their accountant on this matter as the facilities have varying suitability to account methods and measures and tax deductions.
- Chattel Mortgage Brewery Equipment Finance
- Brewery Equipment Lease
- Commercial Hire Purchase for Distillery and Brewery Equipment
- Rent-to-Own Loans for Brewery Equipment
- New and Used Brewery Equipment Finance
Specialised Loan Solutions
Brewery Equipment Loan Solutions for Microbreweries, New Ventures, Small Craft Operators
The craft beer and spirits sector predominantly comprises smaller, artisan operators and those seeking to set-up new ventures. While consumer enthusiasm is high for the new products, the enthusiasm of brewers and distillers can be dampened with the challenges faced in acquiring the funding required to set-up or expand.
We do have solutions through our non-bank lending sector for cost-effective funding for those with no financials, low turnover and those that do not meet all the required criteria for bank approval.
- Without Financials Loans for Brewery Equipment
- No Doc and Low Doc Brewery Equipment Financing
- Sole Trader Brewery Equipment Loans
- Loans for Microbrewery Equipment
- Brewery Equipment Finance for Artisan Brew Houses
Financing Made Easy
Brewery Equipment Finance for New and Used Plant, Machines, Systems
Whether buying new machines to set-up or expand, we provide solutions for all types in individual solutions or negotiated solutions for a turnkey operation for new ventures.
- Loans for commercial brewing equipment.
- Financing for grain mills, grist cases, flex augers, brew houses.
- Finance for fermentation vessels, beer and liquor tanks, brite tanks.
- Keg fillers, pumps, pipes and fittings and installations, keg washers, cellar equipment loans.
- Distillation systems loans.
- Finance for filtration machines and systems.
- Finance for front-of-house and admin equipment.
- Loans for storage and materials handling equipment for breweries.
Accelerate Your Brewery Business with Fast Equipment Loan Approval
Get Fast Brewery Equipment Loan Approval
We have the capabilities and facilities for fast application approvals, many in 24 hours. Contact us for a no-obligation conversation on how we can support your craft beer or spirits venture.
FAQs
Distillery & Brewery Equipment Loans
Asset acquisition credit facilities include Chattel Mortgage, Leasing, Rent-to-Own and Commercial Hire Purchase. These facilities vary in taxation benefits, accounting measures, interest rates and suitability to accounting methods.
The interest rate offered to individual applicants on asset acquisition credit will depend on the credit facility and the lender’s assessment of the application. The credit profile of the applicant will have an effect on the rate offered.
Where an operator is setting up a new brew house, they may not meet all the criteria of standard commercial funding applications. This can be in regard to having all the financials or operating for the required trading period. There are lenders, predominantly in the non-bank sector and accessible through brokers that offer no doc and low doc solutions.
The turnover of an operation would be considered by lenders in assessing funding applications. Some lenders may require a full year or more of financials for an application while others may approve based on 6 months of figures. The amount of turnover as in the size of the operation, to get approval, will vary across the lending market. Applicants with low turnover may seek specialist lenders and brokers that offer funding to small and microbreweries.
All commercial asset acquisition funding products have tax deductible elements. The repayments for Leasing and Rent-to-Own are tax deductible. The interest on CHP and Chattel Mortgage is tax deductible. The repayments on CHP and Chattel Mortgage are not tax deductible. Assets acquired with CHP and Chattel Mortgage are depreciated and that is the tax deductible element.
The balloon applies to CHP and Chattel Mortgage. It is the part of the total funding amount which is set aside for full payment at the conclusion of the term. It is typically represented as a percentage.
Yes. The same credit facilities are available for new and used goods. The interest rate and some conditions can be different between offers for funding new and used goods.
Sole traders may not meet all the criteria for commercial funding applications from all banks and lenders. They may seek no doc, low doc and sole trader funding specialist lenders and through brokers.
Lower repayments on asset acquisition funding can be achieved by sourcing a lower interest rates, requesting a longer term and/or requesting a larger balloon amount. All these will be subject to lender approval. Applicants may use an online calculator to assist in planning how they would like their funding structured to achieve their preferred repayment schedule.
Yes. Applications for commercial funding can be submitted and approved prior to purchase. Details would be required of the estimated amount required and an idea of the goods for lender assessment.
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Trusted by 60+ lenders Australia-wide
