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Strategically Structured, ROI-Targeted Heavy Equipment Loans
We assist large companies, SMEs and owner-operators to secure strategically structured funding solutions on asset acquisitions which specifically target ROI and individual cash flow. With more than 20+ years of experience and access to more than 80 lenders, we have the expertise and key connections to achieve lower rates and individually negotiated outcomes.
Outcomes that support operators to acquire necessary machinery to realise productivity gains and optimum tax benefits. Sourcing and structuring outcomes that work with cash flow and projected work flow and provide confidence for operators to proceed with asset investment and grow their operation.
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Competitive Interest Rates for Heavy Equipment
Compare Business Finance Interest Rates for Heavy Equipment Loans
As specialists in commercial lending with specific experience in the industrial sector, we focus on forming a firm funding foundation with lower interest rates. Forming the basis from which we build the most workable outcomes. Our lower rates are available across our complete product portfolio with options to suit all types of operations and acquisition. Individual rate offers are dependent on individual assessments. Contact us directly for prompt response on the rates we can source for your specific acquisition.
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Disclaimer: The comparison rate displayed is calculated for a loan of $30,000 over 5 years. The results from this calculator should be used as an indication only. Quoted repayments are based on advertised rates and do not include lender fees and charges. Results do not represent either quotes or pre-qualifications for a loan. The specific details of your loan will be provided to you in your loan contract. It is advised that you speak with us so that we can provide you with advice that is tailored to your situation.
Today's best rate
Finance Equipment From
4.99 % Fixed
* The interest rate is calculated on a secured loan for commercial use, effective 16/02/2024 and subject to change. Warning: the interest rate is only true for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different interest rate.
Today's best rate
Finance Equipment From
4.99 % Fixed
* The interest rate is calculated on a secured loan for commercial use, effective 16/02/2024 and subject to change. Warning: the interest rate is only true for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different interest rate.
Calculate Heavy Equipment Loans with Ease
How to Calculate Loans for Heavy Equipment
To prepare budgets and forecasts and to compare machinery from different manufacturers, use our calculator. This resource allows clients to immediately obtain rough estimates on repayments and plan terms and balloons to meet repayment targets.
Finance Calculator
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Get Expert Assistance for Heavy Equipment Loans
How to Access & Use Specialists for Heavy Equipment Loans
Many operators will already know how long and involved the process of sourcing funding for large machinery purchase can be and how frustrating it can be when the right solution can be negotiated. Dealing with us, is different. We do the groundwork of sourcing the most suitable lender and follow-through all stages of the process to the settlement. Using our industry connections and expertise to negotiate rates, terms and conditions that will work for our clients.
As commercial lending specialists, we have acquired experience across many industries and the key lender accreditations to provide our clients with access to the right funding channels. Our brokers are based in Australia and know the economic and operating conditions faced by our clients in many sectors. A comprehensive and in-depth coverage of both industry and the lending sector which we fully utilise for the benefit of clients.
Using the smart technology combined with personal knowhow and connections, we facilitate a fast and efficient service which is available to all operators, regardless of size and sector. No referrals are required to access our services. Just call direct or contact us online. You will be assigned a broker with specific experience in your sector, that knows the machinery being acquired and understands financials and tax rulings. One contact point to access a vast lender base, considerable expertise and an efficient way forward to strategic funding solutions.
- Australian operated, based and owned company.
- 20+ years of experience across industry sectors.
- Sharp financial acumen to structure specific solutions.
- Smart technology combines with personal expertise and knowledge.
- Continual coverage of Australian tax, economic and corporate rulings.
Fast and Easy Access to 80+ Lenders
Fast Connection with 80+ Key Lenders for Heavy Equipment Loans
Through direct contact with our brokers, clients get fast connections with more than 80 lenders. Key banks and non-bank lenders including specialists in certain industries and in funding for specific types of machinery. We handle all the contacts with lenders, sourcing and negotiating the most suitable offers for our clients to consider.
These specialist connections can be critical in ensuring our clients access lenders that actually know their industry, their operating conditions and prospects and can facilitate offers that meet those conditions. We open lending channels for our clients that would not be readily open to them. Channels that lead directly to the outcomes they are seeking to achieve productivity and profitability with asset acquisitions.
- Connection with 80+ Lenders
- Key industry lenders
- Specialist lenders in machinery financing
- Australia-wide services
- All types of companies, SMEs, corporations, sole traders
Access to a Variety of Loans for Heavy Equipment
Access to All Types of Loans for Heavy Equipment
We know the Australian commercial landscape and we know that tax rulings, corporate structures and operating conditions require different forms of financing. To meet the requirements of all operators we provide a complete portfolio of funding products.
- Heavy Equipment Chattel Mortgage
- Leasing for Heavy Equipment
- Rent-to-Own Heavy Equipment Loans
- Commercial Hire Purchase for Heavy Equipment
- New and Used Equipment Loans
Get the Support You Need
How to Get Specialist Solutions for Heavy Equipment Loans
We provide services for all types of operators, including those that can face challenges in sourcing funding through traditional channels. Operators without financials, that are new and starting up and those with lower turnover or size and those with credit issues.
- No Doc Heavy Equipment Loans
- Low Doc Heavy Equipment Loans
- Loans for Heavy Equipment for Sole Traders, Self-employed, Owner-Operators
- ABN Loans for Heavy Equipment
- Start-Up Loans for Heavy Equipment
- Bad Credit Heavy Equipment Loans
Tailored Loan Solutions
Strategic, Tax-effective Heavy Equipment Loans Solutions
Commercial financing products vary in regard to rates, tax deductions, approach to balance sheet and other accounting measures. Our brokers structure outcomes which are optimised for tax and to meet the financial objectives of the client.
- Tax optimised solutions
- Strategic approach to structuring heavy equipment loans
- Loans for heavy equipment to minimise cash flow pressures
Flexible and Reliable Heavy Equipment Loans for Your Business Success
Get Custom Structured, Fixed Term Loans for Heavy Equipment
We fully understand that to deliver as intended, assets must be acquired for cost-effective financing. We target the individual objectives of our clients – repayments, terms, conditions, residuals, to achieve an outcome that will support the operation for sustainable growth.mabih
- Fixed interest rate heavy equipment loans at lower rates.
- Fixed heavy equipment loan terms.
- Fixed repayments on heavy equipment loans to work with cash flow.
- Workable terms up to 7yrs/84mths.
- Negotiated balloon/residuals.
- Individual machine deals and complete fleet financing packages.
Flexible Financing Solutions for Heavy Equipment
Loans for Heavy Equipment – Industry-wide, Australia-wide
Our services are accessible and available to enterprises across Australia, in all industries. Across the vast agricultural and farming sector; for mining and resources companies; for contractors in construction and infrastructure; for forestry and land management organisations; and to support the transport and logistics sector to keep Australia moving.
Streamlined Approval Process
Get Fast Approval for Heavy Equipment Loans
Contact us directly for fast quotes, offers and approvals of financing applications individually sourced to meet specific requirements. When buying at field days and auctions, applications can be approved prior to purchase. Many applications can be approved in 24 hours. Call us to discuss how we can work to achieve your objectives.
FAQs
Heavy Equipment Loans
The selection of financing products for asset acquisitions covers Chattel Mortgage, Leasing, Commercial Hire Purchase or CHP and Rent-to-Own.
Interest rates on asset acquisition finance vary across the selection of credit products and will be based on the specifics of individual applications. Lenders assess the credit profile and financials of the applying business when arriving at a finance offer. Rates can also vary with new and second-hand machines.
Yes. The type of finance required by a sole trader can depend on how long they have been trading and their financials. Where sole traders do not meet all the bank or lender application criteria they may seek no doc or low doc options. These can be sourced primarily through non-bank lenders and brokers.
Not all banks and lenders will approve finance for enterprises without financials. Specialist non-bank lenders and brokers provide access to no doc and low doc options for applicants without financials.
All the commercial credit products offer tax deductions. The interest on all finance is tax-deductible. The monthly payments for Lease and Rent to Own are tax deductible. Chattel Mortgage and CHP products include a tax deduction through depreciation.
Financing can be sourced for individual machines and for multiple machines including entire fleets. This may include a special structured financing solution where a broker may assist.
Financing for used and new models can vary. The finance products are the same but the interest rates, terms and possibly some conditions can be different for used goods. The age and condition of the machine would form part of the application assessment.
The selection of finance products for machinery acquisitions is the same for machine purchases in all industries. The interest rate can vary for different industries by some lenders.
Operators may use a finance calculator to obtain estimates of possible repayments on all types of financing options. These are estimates only but can be helpful for planning purposes.
Terms for asset acquisition financing will be based on lender approval of the application. Terms of up to 7 years are available.
Commercial financing products vary in regard to suitability to either the cash or accruals methods of accounting and in the approach to balance sheet and treatment of tax. Operators are advised to consult with their accountant to select the option that will work best for their specific set-up.
Yes. Applications for machinery finance can be approved prior to purchase. The details of the machine and an estimate of the amount required would need to be provided to allow lenders to accurately provide a quote and approve the application.
There are lenders that approve funding for start-up operations. Some banks and lenders do have criteria for approval of 12-24 mths trading while some non-bank lenders will approve based on 6mth turnover or personal credit and guarantees.
A finance calculator provides only estimates on repayments. Consideration is not made for individual application inclusions and credit profiles nor are fees and charges included. Offers can vary from the results obtained with a calculator.
With commercial financing products the goods being purchased form the security for the finance. Some applicants may be required to provide additional security or personal guarantee.
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Trusted by 60+ lenders Australia-wide
Trusted by 60+ lenders Australia-wide
