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Improve Efficiency with Cost-effective Office Equipment Loans
Improve efficiency in the hub of your operation through the acquisition of new workplace furniture, tech, machines and systems with our cost-effective funding solutions. Whether setting up a new operation, moving into new premises or expanding and upgrading a current workplace, we provide all types and sizes of operations with affordable financing at lower interest rates.
This won't affect your credit score
Compare Competitive Interest Rates
Compare Lower Office Equipment Loans Interest Rates
Setting up a workplace can often include items which do not directly contribute to the production of the goods or services provided. Essentials yes, but not always the assets which create products for sale. This aspect can increase the necessity to get lower rates to ensure more affordable funding for their purchase. Compare our lower rates, use then for planning your purchases and contact us for a specific quote.
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Disclaimer: This calculator comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for finance or any indication that an application has been received or approved. The repayments quoted may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.
Today's best rate
Finance Equipment From
4.99 % Fixed
* The interest rate is calculated on a secured loan for commercial use, effective 18/11/2024 and subject to change. Warning: the interest rate is only true for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different interest rate.
Today's best rate
Finance Equipment From
4.99 % Fixed
* The interest rate is calculated on a secured loan for commercial use, effective 18/11/2024 and subject to change. Warning: the interest rate is only true for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different interest rate.
Expert Broker Services
Get Specialist Broker Services for Loans for Office Equipment
Whether requiring a complete workplace set-up or a single machine or system, whether a large-scale firm or sole trader, our specialist commercial lending services are available to source the funding requirements. We have experience across Australian industries and provide services to firms in all states and territories.
If you’ve never used the services of a professional lending broker, you are sure to appreciate how we streamline and simplify the process to deliver more cost-effective solutions at lower rates. Our role encompasses the entire lending process. We take your brief and assign you one of our brokers who has experience in your field.
We source the most suitable solution from across our vast lender network, negotiating and liaising with lenders to achieve the lowest and most workable offer. Using our knowledge of financials, this involves talking funding terms, balloons and any specific conditions, structuring the funding and when all agreed upon, working with your supplier to expedite settlement.
We are an Australian company, owned and operated and based in country and have an enviable record of achieving successful funding outcomes for our clients for over 20 years. An integral part of business approach is staying current with Australian taxation rulings and regulations in regard to asset investments. Ensuring we can structure tax optimised solutions, targeted to our client’s specific objectives.
No referral from an accountant or financial advisor is required. Simply make the call direct and be impressed with the positive attitude, enthusiasm and professionalism you will receive.
- 20+ years experience in commercial lending sector.
- Locally based brokers – Australian owned and operated.
- Superior financial acumen, across current taxation guidelines, sharp negotiation skills.
- No referral needed – work directly with specialist commercial lending brokers.
- Licensed Credit Provider (ASIC regulated), Member FBAA
Expand Your Network of Office Equipment Finance Lenders
How to Connect with More Office Equipment Finance Lenders
When requiring the right funding to equip the nerve centre of their operation, we assist clients cut through the diverse commercial lender sector via our accreditations with over 80 lenders. That includes the major and other banks and a huge selection of non-bank lenders. This vast market coverage ensures that we have the resources to connect clients with offers from the most suitable lender.
Why does having access to more lenders matter? Because interest rates, application criteria and funding guidelines vary with different lenders. Having more lenders ensures our consultants can capitalise on the rate variations to source the lowest rate available at the time.
To streamline our processes for efficient service delivery and faster sourcing, we have incorporated smart technology into our operations. Operators across Australia from even the most remote locations, can connect directly with our team via online channels. Capitalising on the advantages that we bring to the funding process and achieving solutions especially structured to their specifications.
- 80+ Lenders – major banks, specialist non-bank lenders.
- Smart technology enabled processes for efficient service delivery.
- Australia-wide service availability.
Diverse Financing Options
Types of Finance for Office Equipment We Provide
We provide clients with the complete selection of asset acquisition funding products for the purchases required for equipping all types of commercial premises, workplaces and admin centres. The products vary in regard to compatibility with accruals or cash method of accounting; balance sheet approach; tax deductible elements; and the ownership of the goods over the funding term. We highly recommend that clients discuss the choice of credit type with their accountant or CFO as they are usually best placed to advise the most appropriate option.
- Office Equipment Chattel Mortgage
- Office Equipment Leasing
- Rent-to-Own Loans for Office Equipment
- Commercial Hire Purchase Finance for Office Equipment
- Unsecured Business Loans for Office Systems
Flexible Office Equipment Loan Solutions for All Business Types
Office Equipment Loan Solutions for Start-ups, Sole Traders, SMEs, No Financials
Most enterprises will need a physical workplace or central hub as the focus of their operations. Often this is the first step in starting a new enterprise. We provide solutions for the many operators requiring funding to equip their workplace where they do not meet the criteria of banks and other lenders. That may be in regard having the financials to support the application, meeting the minimum trading period or minimum turnover conditions. Our brokers work with clients to source which of our lenders provides the most workable solution that meets their profile.
- Sole Trader, Self-employed, SME Loans for Office Equipment.
- No Financials Finance for Office Equipment.
- No Doc and Low Doc Loans for Office Equipment.
- Office Equipment Loans for Start-up Businesses.
- Bad Credit Loans for Office Equipment.
Tailored Office Equipment Loans for Your Unique Needs
Individually Structured Loans for Office Equipment
Our services include structuring funding affordable, workable solutions targeted directly to our clients’ individual objectives.
- Office Equipment Loans with fixed interest rates, fixed term, fixed monthly repayments.
- Negotiated balloon for Office Equipment Chattel Mortgage.
- Loan repayments structured to suit cash flow.
- Tax-optimised loans for office equipment.
- Loans for new and used office equipment.
- Finance for office equipment purchased at auction.
Finance Solutions for Various Types of Office Equipment
Types of Office Equipment that We Finance
We provide finance for many of the machines, fixtures, fittings, furniture, tech and other items required to equip workplaces. Our brokers negotiate and structure package funding arrangements to include multiple items in the one financing solution.
- Loans for office furniture, fixtures, fittings.
- Reception area set-up, visitor and customer lounge and waiting area furniture.
- Workstations, desks, cubicles, partitioning.
- Ergonomic chairs and working spaces to boost productivity.
- IT, POS, computer, data storage, security and processing systems – hardware and software.
- Projection equipment, screens, displays.
- Copying, scanning and printing machines.
- Systems and installations for communications, security, surveillance.
- Document filing and storage shelving and racking systems.
Quick Approval Process
Fast Approvals for Office Equipment Loans
Our prompt and personal service ensures fast application approval. Many approvals sourced within 24 hours.
FAQs
Office Equipment Loans
The purchases to equip a workplace would generally be considered asset acquisitions. The purchases may be funded with the selection of products available which include Chattel Mortgage, Leasing, Rent to Own and Commercial Hire Purchase. Where the goods are not considered suitable for these products, secured and unsecured business funding may be considered.
The interest rates on commercial lending vary with the products available and will be offered based on the individual applicant’s profile.
Start-up enterprises may not have the financials required for commercial funding applications and may not meet the criteria for some lenders. Where this is the case, they may seek brokers and lenders offering low doc and no doc funding.
Funding is available for the purchase of items such as desks, workstations, visitor and staff seating and other requirements. Individual items may be below the minimum lending amount for commercial lenders. Packaging numerous items purchased from the one supplier into the one funding solutions may be sought.
The tax deductions available on commercial lending vary with the different credit products. CHP and Chattel Mortgage include a deduction through depreciation of the asset in accordance with ATO schedules. With Rent to Own and Leasing the monthly payments are tax deductible as a business expense.
Commercial funding is available for the purchase of computer and IT systems. Separate products may be required for the hardware and software components in some instances. Chattel Mortgage, CHP, Leasing, Secured and Unsecured options may be considered.
Yes. Commercial credit products are available to fund the purchase of second hand workplace machines and furniture.
A balloon payment with Chattel Mortgage is a percentage of the funding total which is due for payment when the final repayment is made.
For budgeting and planning purposes, an online commercial funding calculator may be used to obtain rough estimates on credit repayments.
Commercial credit products vary in suitability for accounting methods and measures, the approach to the balance sheet, taxation and interest rates. It is advised that operators discuss the choice of product with their accountant to confirm which will best suit their objectives.
Our Lenders
Trusted by 60+ lenders Australia-wide
Trusted by 60+ lenders Australia-wide
