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Get Lower Commercial Business Car Loan Rates
We assist buyers to navigate the vast motor vehicle funding market and achieve lower rates and more affordable outcomes for both new and used vehicles. Rates vary across the lender market, across the credit product range and can vary based on individual application details. Finding a way through to the lowest rates can be a challenge for even the most astute operator.
With many banks, financing companies and non-bank lenders operating in this sector, our extensive market coverage and leverage within the sector deliver more competitive results across our client base. Our smart approach, savvy attitude and finely honed negotiating skills are highly-valued by our clients from small sole traders, self-employed owner-drivers, SMEs and large corporations.
This won't affect your credit score
Explore the Best Commercial Car Loan Interest Rates
Compare Commercial Car Financing Interest Rates
Rates will vary depending on the application details. But comparing our current rates with others you may have seen, a clear demonstration of what we can achieve with our expertise, resources and capabilities. Using these latest rates as a guide can assist buyers with comparing makes and models, preparing budgets and getting started on the vehicle acquisition process. Contact us for a specific quote either before or after a purchase commitment has been made.
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| {{Loan Product}} | {{From - Advertised Rate}} {{Rate Type}} |
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Disclaimer: This calculator comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for finance or any indication that an application has been received or approved. The repayments quoted may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.
Today's best rate
Finance Equipment From
4.99 % Fixed
* The interest rate is calculated on a secured loan for commercial use, effective 18/11/2024 and subject to change. Warning: the interest rate is only true for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different interest rate.
Today's best rate
Finance Equipment From
4.99 % Fixed
* The interest rate is calculated on a secured loan for commercial use, effective 18/11/2024 and subject to change. Warning: the interest rate is only true for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different interest rate.
Calculate Commercial Car Finance Rates
How to Use Commercial Car Loan Rate Calculator
When planning new vehicle acquisitions and when comparing different makes and models, buyers can utilise our vehicle credit calculator to obtain rough estimates. This tool is extremely useful and can be used to work out preferred terms, residual, balloon and make decisions around no deposit funding for the purchase.
- Compare commercial car loan rates.
- Compare rates on commercial vehicle finance options.
- Determine commercial car finance structure preferences.
This calculator comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for finance or any indication that an application has been received or approved. The repayments quoted may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.
Discover Our Expert Services
Use Our Services to Get Lower Commercial Car Loan Rate Solutions
Over our 20+ years as specialists in motor vehicle lending, we have established an impressive track record for achieving lower rates across our client base. Using our expert services is available to all types of set-ups without a referral. Simply make the call or contact us online.
We assign one of our brokers to each client so they have one point of contact to streamline and expedite the process. We source the lowest rates and best offer that meets individual application requirements using our sharp skills to negotiate at an industry-level with our lenders. On acceptance of our offer, we structure the deal to take best advantage of the latest tax benefits for vehicle acquisitions.
As an Australian owned and operated company, we are across the needs of local operators and we’re also ‘across Australia’. Using our smart technological resources to provide first class broker services to clients in all parts of Australia including the most remote locations.
- Australian owned, operated company.
- Nationwide service coverage for lower commercial car rates.
- Latest commercial vehicle tax updates.
- 20+ years experience achieving lower rates for commercial car loans.
- FBAA Member, Licensed Credit Provider.
Connect with Lenders
Get Access to Lenders Offering Lower Commercial Car Finance Rates
With rates varying across the lender market, our deep coverage with over 80 lenders, provides clients with the access required to secure lower rated vehicle funding. Our accreditations include with the major banks which are highly competitive on commercial credit as well as a vast selection of other banking institutions and non-bank lenders.
Using our smart technology to stay across the latest market intel, we take full advantage of our resources to know which lenders are offering the lowest rates at any particular time. Our standing in the lending market has enabled us to build-up significant leverage with key lenders. Leverage which is a competitive advantage which flows through to our clients in lower rates on vehicle funding.
- Access to more than 80 Lenders.
- Smart technology for streamlined access to lower commercial car finance rates.
- Commercial car loan rates individually negotiated to suit specific applications.
- Industry level intel and connections.
Explore Diverse Range
Types of Commercial Car Loan Rates – Complete Product Portfolio
While rates vary across the lender market they also vary with the different types of motor vehicle financing products. Chattel Mortgage and Commercial Hire Purchase typically attract the same rate with Leasing slightly higher. Individual rate offers are subject to lender decisions and application assessments. Rates may differ for new and used vehicle purchases.
To assist our commercial clients budget cash flow and make further acquisition plans, we secure all our funding offers with a fixed interest rate. The rate remains unchanged over the term regardless of Reserve Bank rate decisions and changes in the lending market.
- Lower Chattel Mortgage Commercial Car Loan Rates
- Affordable Commercial Vehicle Leasing Rates
- Competitive Commercial Hire Purchase Car Finance Rates
- Fixed interest rate commercial car finance.
- Workable new and used commercial car loan rates.
- Balloon options.
- Up to 84mth commercial car loan terms.
Swift Approvals
Fast Commercial Car Loan Rate Approvals
Applications can be submitted by phone or online with many clients receiving an offer and approval within 24 hours.
FAQs
Commercial Business Car Financing Rates
Not necessarily. Lenders assess each application on an individual basis and make offers based on the risk assessment, credit profile and other factors. This individual approach can lead to differences in offers for different enterprises.
Chattel Mortgage and Commercial Hire Purchase typically are the lowest rates while Leasing is slightly higher.
Rates vary across the lender market which includes both banks and non-bank lenders. Lenders make their own decisions around the rates they will offer in the vehicle credit market and to individual applicants. One lender may be offering the best rates at one point in time while another may be at another point in time.
Yes. An online calculator can be used to obtain quick estimates. These are only estimates and a request for a quote will need to be made to receive a specific offer.
An online calculator is a generic device which does have the functionality to allow for the individual credit profile and other details of the application. Any offer made from a lender can be different from the one obtained with a calculator.
The interest charges on commercial vehicle credit is a tax deduction.
There can be differences in credit offers made on new and second-hand vehicles. The age and condition of the vehicle is considered in the application approval process.
Lenders advertise their lowest pricing which is for new goods and for good credit profile customers. Individual offers can vary and may be higher than the current lowest pricing.
Getting a lower priced vehicle funding offer may be achieved by improving the credit profile, reducing debt levels or possibly reducing the amount requested. The ways to achieve a lower priced offer will depend on the individual application.
Credit offers can vary with new and used vehicles and may vary based on the pricing of the vehicle in reference to the credit profile of the applicant. But in general terms, the rates advertised by lenders may apply to all kinds of vehicles including utes, vans, cab chassis, passenger models and SUVs.
Commercial vehicle funding is typically priced with a fixed rate. This remains unchanged over the full term of the credit.
Operators of all sizes may be offered competitively priced vehicle funding. Self-employed operators with good credit profile, strong financials and turnover and that meet all lender criteria may be eligible for good rates.
Our Lenders
Trusted by 60+ lenders Australia-wide
Trusted by 60+ lenders Australia-wide
