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Access Lower Chattel Mortgage Rates on Commercial Asset Acquisition Finance
Securing the lowest rate on funding for assets such as equipment and vehicles is critical to the total cost of the investment. An expense which impacts cash flow and ROI and the overall profitability of the operation. To ensure our clients secure the lowest rates on their asset acquisition funding, we provide a comprehensive broker service with extensive lender market coverage and significant leverage with key lenders.
This won't affect your credit score
Get Competitive Interest Rates
Compare Chattel Mortgage Loans Interest Rates
As specialists in commercial lending, we fully understand the importance of achieving the lowest possible rate and set this goal as a key priority across our portfolio. Offers will vary depending on individual aspects of the application. Utilise our current pricing for the purpose of preparing budgets and purchase decisions and contact us to source a quote specific to your individual profile and requirements.
| Loan Product | Interest Rate | Monthly Repayment |
| {{Loan Product}} | {{From - Advertised Rate}} {{Rate Type}} |
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Disclaimer: This calculator comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for finance or any indication that an application has been received or approved. The repayments quoted may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.
Today's best rate
Finance Equipment From
4.99 % Fixed
* The interest rate is calculated on a secured loan for commercial use, effective 18/11/2024 and subject to change. Warning: the interest rate is only true for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different interest rate.
Today's best rate
Finance Equipment From
4.99 % Fixed
* The interest rate is calculated on a secured loan for commercial use, effective 18/11/2024 and subject to change. Warning: the interest rate is only true for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different interest rate.
Utilise Our Financing Calculator
How to Use Chattel Mortgage Rates Calculator
Offers from lenders will be based on the individual assessment of the application. But prior to applying for funding, operators can use our funding calculator for planning purposes. This is an online resource which is readily available and free to use.
Users simply enter the amounts for the funding required to obtain quick repayment estimates. Different credit products can be compared using the relevant rates and different models of vehicles and equipment can be compared on a financing basis. The calculator also allows for planning preferences for funding in regard to the balloon and term. Simply change the values entered to see how the estimated repayment amount changes.
- Online calculator for quick Chattel Mortgage estimates.
- Compare Chattel Mortgage rates with Leasing, CHP and Rent-to-Own.
This calculator comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for finance or any indication that an application has been received or approved. The repayments quoted may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.
Using Our Financing Services for Lower Rates
How to Use Our Services to Secure Lower Rate Chattel Mortgage Loans
Across the lender market, Chattel Mortgage typically attracts the lowest rate compared with Leasing and Rent-to-Own. Any offer made, however, can vary depending on the individual entity, the asset being acquired and other individual aspects of the application. Pricing and offers will also vary across the lender market, presenting challenges for operators to find the most affordable quote.
Using our services minimises the challenges and maximises the opportunities to secure lower funding costs. Our thorough, detailed and comprehensive commercial broker service includes sourcing, negotiating and structuring solutions for all kinds of enterprises.
Across our 20+ years in the sector we have established an impressive track record for achievement and work with clients of all sizes and in all industry sectors. Our highly-skilled brokers understand commercial financials, are across the latest tax benefits in regard to asset funding and address every client’s requirements on an individual basis. No referral is required to take advantage of our services. Contact is direct with our operation fully based in Australia.
- Australia-wide services, all locations.
- 20+ years commercial lending experience.
- Direct contact, no referral.
- Comprehensive commercial broker services.
- FBAA Member, Licensed Credit Provider
Quickly Access Lower Rates
Fast Access to Lower Chattel Mortgage Rates
Chattel Mortgage is a secured format commercial credit product which some banks and lenders refer to as Equipment Loan, Heavy Vehicle Loan or Motor Vehicle Loan. This is a very versatile funding option and widely used for the purchase of many assets including plant, machinery and equipment, trucks, cars and other vehicles. The popularity of this form of funding means there are many lenders in the market and variations in pricing across the market.
Offers can vary with the applicant’s industry, the kind of equipment as well as the credit profile and financials. These variations represent key opportunities for our brokers to source the lowest offers for our clients. We have accreditations with more than 80 lenders to ensure our clients receive broad and in-depth market coverage to secure the lowest offer.
We know the matrix used by our lenders to approve applications and prepare offers. With this knowledge, we can quickly and efficiently identify which lender is best suited to an individual client’s profile. Negotiating directly with our industry-level contacts to ensure the lowest offer is achieved. We arrange fixed interest rates to provide certainty for our clients over the full term of the funding.
- Access to 80+ lenders – banks and specialist non-bank lenders.
- Individually sourced and negotiated Chattel Mortgage Rates.
- Efficient, thorough service.
- Fixed Chattel Mortgage Rates.
Explore Your Options
Types of Chattel Mortgage Rate Solutions
We work with all kinds of entities including ABNs, sole traders, self-employed, family trusts, partnerships, SMEs and large corporations. Solutions are sourced for all kinds of commercial asset acquisitions, both new and used.
- Lower Motor Vehicle Chattel Mortgage Rates
- Affordable plant, machinery and equipment rates for Chattel Mortgage.
- Workable Chattel Mortgage rates for ABNs, Sole Traders, New Enterprises, SMEs
- Chattel Mortgage Rate solutions for all kinds of equipment, all industries.
Quick Quotes and Approvals
Get Fast Chattel Mortgage Rate Quotes and Loan Approvals
With variations across the market and for individual applicants, it can be advisable for operators to simply contact us for a quote. We address enquiries promptly, provide quick quotes and fast approvals. Allowing our clients the answers they need quickly and efficiently, to proceed with asset acquisitions.
FAQs
Commercial Chattel Mortgage Rates
All applications for funding are assessed by lenders on an individual basis. Offers can vary based on those assessments of creditworthiness, financials and other aspects. Offers can be different for different operators.
Lenders will display their lowest current available pricing for new vehicles for applicants that meet all criteria and have a good credit profile. Individual offers will be based on lender assessment and approval.
Yes. Competitive offers can be achieved by sole traders that have strong financials and trading history.
Chattel Mortgage and CHP typically attract a lower pricing than Leasing and Rent-to-Own.
As a secured format product, Chattel Mortgage typically attracts a lower pricing than Leasing. This is seen across the lender market.
Operators can use an online calculator to receive repayment estimates. Offers made can be different from results obtained on a calculator. All offers are subject to the lender assessment of the application.
Asset acquisition funding is typically arranged with a fixed rate.
Yes. Interest charges on commercial funding are tax deductible.
Pricing can vary for different asset categories such as equipment and motor vehicles. Variations may also occur for equipment in different industries and for different applicants.
Lenders advertised their best possible rate. An assessment of the individual application is made when an offer is prepared. Where the applicant does not meet all lender criteria or does not have the required credit profile, the offer may be higher than the advertised value.
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Trusted by 60+ lenders Australia-wide
Trusted by 60+ lenders Australia-wide
