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Skidsteer, Loader, Digger, Bobcat Loans for Companies, SMEs, Contractors, Self-Employed, Sole Traders
So well-known and widely-used, the bobcat brand name has become a generic term for skidsteers, diggers and loaders, particularly smaller sized models. Widely-used in construction and agricultural environments, trailer excavators are a popular choice for sole traders to set-up as an owner-operated contractor. We assist both new contractors and larger companies to acquire all types of excavation equipment with cost-effective funding solutions.
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Find the Best Deal!
Compare Business Finance Bobcat Loan Interest Rates
The bottom line, cash flow and credit repayments are important for both large and small operators. When taking on funding to purchase excavators achieving the lowest interest rate is critical to securing a cost-effective solution. We utilise our resources and capabilities – huge coverage of the lending market, leverage with key lenders and sharp negotiating skills – to source lower rates on all credit options for all clients. Buyers can use our current rates as a guide for budgeting and planning digger purchases or call us direct for a quick quote and fast approval.
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Disclaimer: The comparison rate displayed is calculated for a loan of $30,000 over 5 years. The results from this calculator should be used as an indication only. Quoted repayments are based on advertised rates and do not include lender fees and charges. Results do not represent either quotes or pre-qualifications for a loan. The specific details of your loan will be provided to you in your loan contract. It is advised that you speak with us so that we can provide you with advice that is tailored to your situation.
Today's best rate
Finance Equipment From
4.99 % Fixed
* The interest rate is calculated on a secured loan for commercial use, effective 16/02/2024 and subject to change. Warning: the interest rate is only true for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different interest rate.
Today's best rate
Finance Equipment From
4.99 % Fixed
* The interest rate is calculated on a secured loan for commercial use, effective 16/02/2024 and subject to change. Warning: the interest rate is only true for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different interest rate.
Access Cost-effective Financing
Using a Broker to Access Cost-effective Bobcat Finance Solutions
Our comprehensive and thorough broker services are available to all types of commercial entities from new sole traders through to large corporations. Astute operators have for a very long time realised the benefits of having a broker source their funding requirements. With the expansion of the number and range of lenders in the commercial lending market, the use of a broker has become even more valuable as operators confront challenges navigating the lender market alone.
In our role as broker, we handle the entire funding process for our clients. From the initial briefing, through sourcing the most suitable lender, negotiating the lowest rates and most workable terms and conditions, through to liaising between lender and seller to expedite settlement.
As specialists in commercial lending over a 20+ year period, we have acquired extensive experience in sourcing funding for earthmoving equipment and heavy machinery for operators in many industries. Our brokers are highly trained, very sharp with financials and are up-to-date with ATO regulations to ensure we structure solutions which are optimised for the latest tax deductions.
We are far more than a resource to compare rates. We actually carry out the work to source and structure the funding while our clients retain the power to accept or reject any offers or request further adjustments to achieve a solution that works for them.
No referral is needed to access our services. Direct contact can be made by phone or online with our service coverage extending to all areas of Australia, even the most remote construction and mining sites and regional agricultural properties.
- Australian operated and owned company.
- Services available across Australia – direct contact, no referral required.
- Performance-based approach to deliver targeted solutions to identified goals.
- 20+ years of experience, specialists in earthmoving equipment finance.
- Sharp financial acumen, across the latest asset acquisition tax regulations.
- Member FBAA, Licensed Credit Provider.
Finding the Ideal Lenders
How to Connect with the Right Lenders for a Loan for Bobcat
The commercial lending market is extensive and diverse. The major banks are key lenders to the commercial sector but there is strong competition from the non-bank sector. While some lenders offer broad-based funding, others specialise in key industries and specific heavy equipment. Some in the non-bank sector connect with borrowers only via a select group of brokers.
The rates and criteria vary across the market, adding to the complexity for individual operators to find the right lender to suit their profile, their industry and their excavator. We simplify the complexities with our accreditation with over 80 lenders and our thorough funding services.
Our extensive lender connections enable our brokers to provide clients with the right lender to suit their specific requirements. They include lenders that approve funding for new enterprises, sole traders and ABN holders and are prepared to negotiate on flexible terms and conditions.
- Connect with 80+ lenders including bobcat finance specialists.
- Flexible loans for bobcats for new and small operations.
- Lower rates, workable solutions through the right lenders.
Discover a Range of Loan Types to Suit Your Needs
Finance for Bobcats – All Loan Types
Skidsteers, excavators and diggers can be acquired with the choice of asset acquisition funding options. There are different types of credit products with features and benefits to suit different commercial set-ups, strategies and objectives. All options can be used to acquire both new and used machinery purchased from a dealer, at auction or through a private seller. Rates and conditions can vary between funding for new and used machines.
The products have differences in regard to suitability to cash or accruals method of accounting, approach to tax and the balance sheet and they have varying interest rates. Due to the accounting perspective of these variations, we advise clients to discuss selection with their accountant.
We source all options with a fixed rate of interest, a fixed term, a balloon/residual/buyback option and with a fixed repayment schedule.
- Chattel Mortgage Bobcat Finance
- Rent-to-Own Bobcat Loans
- Bobcat Lease
- Commercial Hire Purchase (CHP) Bobcat Finance
- Fixed rates, fixed terms, fixed repayments
- New and Used Bobcat Loans
Specialised Bobcat Loans- No Financials Needed
Specialist Bobcat Loan Solutions - for Sole Traders, Start-ups, Without Financials
New operators and sole traders can face issues when applying for funding with many lenders. Primarily due to not having all the financials and documentation to meet the approval criteria. While some lenders are not in a position to approve these types of applications, we do have accreditation with lenders that do provide these solutions.
- Low Doc Bobcat Loans
- No Doc Bobcat Finance
- Finance for Bobcat Without Financials
- ABN Loans for Bobcats
- New Business Loan for Bobcat
Flexible Bobcat Financing
Get Flexible, Custom Bobcat Loans for All Skidsteers, Loaders and Diggers
While bobcat has become a general term for smaller excavators, as specialists in industrial commercial funding, we understand the differences in earthmoving equipment. Providing funding solutions for makes and models of large and small excavation machinery.
- Bobcat finance for mini, compact and track loaders.
- Loans for diggers, skidsteers, dozers.
- Finance for models by Yanmar, Hitachi, CAT, CASE, Bobcat, Komatsu, Kobelco, Volvo and others.
- Bobcat and trailer loan packages.
Swift Financing Approval - Drive Your Projects Forward!
Get Fast Bobcat Loan Approval
If you’re keen to get your new operation started or need to quickly replace an excavator, we can arrange fast application approval within 24 hours for many applicants.
FAQs
Bobcat Financing
Yes. Excavators can be funding with choice of asset acquisition credit products which include Lease, Commercial Hire Purchase, Rent-to-Own and Chattel Mortgage.
The interest rate offered on funding will be dependent on the assessment of the application by the lender. It will depend on the credit profile, the amount requested, the age and condition of the machine and the type of credit product. Rates displayed by lenders typically apply to new goods and for good credit applicants.
When purchasing a machine and trailer concurrently and from the same supplier, there are lenders that will approve funding for both items in the same offer.
Terms are subject to lender approval. Commercial equipment credit can be approved for up to 7 years.
No. With Chattel Mortgage the interest portion of the repayments only is a direct tax deduction. Wit this form of credit the machinery is depreciated in line with current ATO schedules and the amount of the depreciation is the tax deduction.
When an applicant does not have all the financials or does not meet other lender criteria, they may seek low doc and no doc options. These are available through specialist non-bank lenders and brokers.
Online credit calculators are for general purposes and the results calculated intended for planning and as a guide only. These devices typically do not allow for lender fees and charges and do not allow for variations in credit profiles and other details of the user’s financial position. Any quote or offer can vary from the results obtained from using a credit calculator.
A balloon is the portion of the total credit amount for Chattel Mortgage and CHP that is due for payment in full at the end of the credit term. It is usually represented as a percentage.
Asset acquisition credit is typically secured with a fixed interest rate and over a fixed term. That results in a fixed repayment schedule. If arranged under these conditions, the repayments should not change over the credit term.
Asset acquisition funding can be obtained with the machinery as the sole source of security. This is subject to individual lender approval. Where additional collateral is requested, it may be provided with property or other assets owned by the enterprise or personal property owned by the enterprise owner or director.
Our Lenders
Trusted by 60+ lenders Australia-wide
Trusted by 60+ lenders Australia-wide
