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Asset Loans Targeted to Deliver ROI Objectives

We ensure clients acquire plant, machinery and equipment with finance targeted to meet their objectives, especially projected ROI. Utilising our vast access to the commercial lending sector, smart technology resources and expertise, we facilitate funding with lower rates to enable businesses to more easily acquire the resources required for their operation.

Established, owned and based in Australia, we stay current with the economic challenges, taxation measures and issues that our clients need to address. Using our knowledge to source optimised solutions for all types of business operators across all industry sectors.

Business Finance Asset Loans Targeted to Deliver ROI Objectives
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Compare Competitive Asset Loan Interest Rates
Compare Asset Loan Interest Rates

To ensure workable solutions for our clients, we use our leverage across our lender base, to achieve lower interest rates on our finance products. Compare our current rates as a guide and contact use for a quoted to meet your specific acquisition and profile.

Loan Amount Loan Term
Loan Product Interest Rate Monthly Repayment
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Disclaimer: The comparison rate displayed is calculated for a loan of $30,000 over 5 years. The results from this calculator should be used as an indication only. Quoted repayments are based on advertised rates and do not include lender fees and charges. Results do not represent either quotes or pre-qualifications for a loan. The specific details of your loan will be provided to you in your loan contract. It is advised that you speak with us so that we can provide you with advice that is tailored to your situation.

30 September

Today's best rate

Finance Equipment From

4.99 % Fixed

* The interest rate is calculated on a secured loan for commercial use, effective 30/09/2023 and subject to change. Warning: the interest rate is only true for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different interest rate.

30 September

Today's best rate

Finance Equipment From

4.99 % Fixed

* The interest rate is calculated on a secured loan for commercial use, effective 30/09/2023 and subject to change. Warning: the interest rate is only true for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different interest rate.

Compare Asset Loan Interest Rates with Our Convenient Tool
How to Get Quick Asset Loan Estimates – Online Calculator

When selecting equipment and budgeting for acquisitions, our online calculator can be used to obtain quick repayment estimates. The calculator can be used for all funding products – ensure the appropriate interest rate is selected, and for all types of acquisitions.

  • Instant asset loan estimates.
  • Planning, forecasting and budgeting tool.
  • Compare asset loans.
  • Compare loans on different assets.

Finance Calculator

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Power of Expertise and a Vast Lender Network for Your Asset Loans
Easy Access to Specialist Expertise, Vast Asset Loan Lender Base

As specialists in commercial lending over a 20+ year period, we have built both an impressive reputation for achievement and an equally impressive lender base. Based on our standing in the sector, we have been given accreditation with over 80 lenders. Accreditation which allows us to provide access for our clients to lenders that meet their specific requirements.

We utilise these connections and the expertise of our highly skilled brokers to source and structure the most workable solutions for our clients. Our brokers fully understand business financials, the tax benefits available and the individual requirements of the range of commercial operating structures in the Australian economy.

Our team are all located in Australia are trained and licensed in line with Australian lending regulation. We are licensed with ASIC and a member of the FBAA. Credentials which provide our clients with the confidence that their important finance requirements are being handled by professionals that know their business.

We have incorporated the latest smart technology to ensure an efficient and streamlined service delivery but without making compromises on individual attention and the essential professional input of our team.

  • Over 80+ lenders including major banks, finance companies, non-bank specialist lenders.
  • Australian owned, operated and based.
  • High level knowledge and expertise in funding tax measures and opportunities.
  • Individual attention to deliver targeted solutions.
  • Negotiated rates, terms and conditions to meet specific client objectives.
  • Licensed Australian Credit Provider, Member FBAA

Complete Portfolio of Asset Loan Types for Your Business Needs
Complete Portfolio of Asset Loan Types

We provide a complete selection of types of funding for physical goods to be used in a commercial operation. This type of funding can be defined as being for acquisitions which can be used as collateral against finance – plant, machinery and equipment. We also have funding options for non-asset expenditure. That is where items are not considered physical goods for entry on a balance sheet or as suitable security for funding.

When selecting the most suitable type of product for the acquisition, we recommend that clients refer to their accountant. The differences between products relate significantly to accounting practices and treatment of taxation.

  • Chattel Mortgage Asset Loan
  • Asset Leasing
  • Commercial Hire Purchase for Assets
  • Rent-to-Own
  • Unsecured Asset Loans
A Comprehensive Range of Asset Loan Categories

Flexible Asset Loan Solutions Tailored to Your Business Needs
Specialist Asset Loan Solutions

We appreciate that not all operators can meet the commercial application criteria of all banks and lenders. Issues may be with the length of time trading, the lack of all the financials, the size of the operation or issues with credit.

With our all-encompassing approach to commercial lending, we have established connections with lenders that will approve funding for operators with these types of issues.

  • No Doc Low Doc Asset Loans
  • Asset Loans for Start-up Operators
  • Bad Credit Asset Loans
  • Sole Trader Asset Loans
  • Asset Loan for Self-employed
Tailored Asset Loan Solutions from Specialists

Streamlined Asset Loan Solutions for Your Industry Needs
Fast Access to Specific Industry Asset Loans

Our services are available to operators across all Australian industries. In addition to our banks and lenders that offer general commercial funding, we are also accredited with lenders that specialise in certain sectors. Connections which provide us with lenders that have greater insights into those sectors, enabling us to structure even more flexible, tailored outcomes for clients.

Goods being acquired with this type of funding may include a vast selection of plant, machinery, equipment and other physical goods to be used by the enterprise.

  • Building, construction, civil works asset loans.
  • Loans for forestry, resources and mining sector assets.
  • Loans for assets in hospitality, catering, breweries and food preparation.
  • Medical, dental and veterinary asset loans.
  • Loans for assets in agricultural, farming and food production.
  • Health, fitness and gym asset loans.
  • Loans for IT assets including hardware, software, systems.
  • Office asset loans.
  • Manufacturing, engineering and processing plant loans.
  • Marine, fishing and maritime asset loans.
  • Loans for assets for retail, wholesale and logistics.
Utilizing a Broker to Facilitate Asset Loan Applications

Benefits of Using a Broker for Asset Loan Applications
How to Use a Broker to Apply for a Loan for Assets

Applying for funding through us is fast, efficient and streamlined. Clients are assigned one of our brokers to handle their requirements from the initial enquiry through to settlement. The process starts with an initial no-obligation briefing of the goods being acquired and the operation.

We source the most cost-effective quote from across our lender base, negotiating to achieve the lowest rates and most workable terms and repayment schedule. On approval of the quote, we handle the application process and assist with settlement between lender and seller.

Get Quick Approvals for Asset Loans to Accelerate Your Business
Fast Asset Loan Approvals

Applications may be approved in around 24 hours. Our priority is ensuring our clients receive the funds they require quickly, with minimal complications and maximum professionalism and efficiency. Applications can be lodged online or via phone conversation with one of our brokers. Funds approved before or after purchase – dealer, private and auction buys.

Rapid Approval for Asset Loans

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FAQs
Asset Loan

Assets are physical goods which are for use in a commercial operation. They may take many forms such as plant, machinery and equipment.

Yes. Sole traders may apply for financing for machinery and equipment for their operation. An ABN is essential for commercial lending products but all sized operations may apply. All applications are subject to the criteria set by individual lenders.

Earthmoving machinery and other types of yellow and wheeled goods may be financed with a choice of products including Chattel Mortgage, Leasing, Rent to Own and CHP. Which is the best will be determined by the suitability of the features of benefits to the objectives of the operator.

All commercial funding products include tax deductible elements. The tax deductions vary with different products. With Leasing and Rent to Own the monthly payments are tax deductible. With Chattel Mortgage and CHP the goods are depreciated and the depreciated value is a tax deduction. Interest payments are all tax deductible.

Where an entire fleet or multiple machines are being acquired at the same time, operators may apply for a combined lending solution. This will be subject to lender criteria and approval.

Yes. IT equipment used for multiple purposes in operations can be acquired with commercial finance. This may include general business computers, computerised processing systems, security systems and other devices. The choice of financing product for the hardware and software may be subject to lender approval of software being suitable security for the funding.

Yes. The equipment and devices used in a medical, veterinary or dental practice may be acquired with commercial funding. The choice of which is the most suitable product will depend on the individual operational structure and the equipment.

Commercial funding may be used for a range of equipment required to set-up a new brewery. That may include the brewing equipment as well as the fitout and the equipment in the office side of the operation. Some new businesses may not meet the criteria of all lenders. They may seek specialist non-bank lenders and may seek assistance from a broker to source the appropriate lender.

Interest rates vary across the selection of commercial financing products. Chattel Mortgage and CHP tend to have the same rate, Leasing slightly higher and Rent to Own higher again. The rates advertised by lenders will typically be for new goods and good credit applicants. Rates can vary across the lending market and for applicants in different industries.

Rates offered in a quote can differ from the interest rate advertised by a lender. Each application is assessed on an individual basis when a lender determines the rate they will offer. This process leads to variations between actual offers and advertised lowest rates.

No. Being registered for GST is not an essential requirement for commercial finance but may be viewed favourably by some lenders. Applicants must hold an ABN.

Yes. Commercial funding is available for both new and used goods. The type of product suited to used goods may depend on the goods being accepted as suitable security by the lender. Where goods are not accepted as suitable collateral, operators may consider applying for Unsecured Finance.

Yes. Applications for funding can be submitted and approved prior to purchase for those planning to buy at auction. A description of the goods would be required to enable the lender to approve a suitable offer based on the age and condition of the goods. Approval would be given for a certain finance limit and the specific amount finalised post-purchase.

Terms on equipment financing can vary depending on the type of product, the amount requested and the goods being purchased. Terms of up to 84mths/7yrs can be achieved.

Operators can use an online calculator to obtain estimates for finance prior to application. The results obtained from an online tool are only estimates and intended for planning purposes only. Any offer received may vary from the results in the calculator.