Business.Finance offers a complete portfolio of low rate business loans, to allow operators to optimise EOFY deals, and invest to grow their operation. Mid-year is an Ideal time to review the position of the operation, assess unrealised potential, consider EOFY equipment and vehicle deals, and plan the finance required to implement improvements.
Consider how cost-effective financing may enable vehicles, plant and machinery to be upgraded for greater efficiency and productivity gains. How a flexible line of credit may ease cash flow pressures. How fast access to financing with the best rates might allow you to bring forward asset investment plans and take advantage of end-of-financial year sales. Expand production capacity with additional machines, develop new product lines with new tech with affordable funding..
Our experts work on an individual basis with clients to understand their specific needs and tailor finance solutions to address those objectives. Consider the range of financial solutions available and discuss your plans to boost your operation with one of our brokers.
Capture EOFY Deals with Fast Approvals on Business Loans
Being ready to take advantage of discounts and EOFY sales can rely heavily on having fast access to financing. Our ability to have commercial credit approved in 24 hours, allows operators to obtain the necessary credit to benefit from limited time offers.
Customised Business Loans for Heavy Vehicles
Truck sales are surging with many operators upgrading to realise the benefits offered by new vehicles – fuel efficiency, reduced maintenance costs, improved productivity. Volvo, Kenworth and Isuzu are the current top sellers in the heavy-duty segment, while Isuzu, Hino and Fuso are the dominant brands.
The acquisition of heavy vehicles is a major investment and the financing must be affordable and workable to ensure the targeted ROI and benefits are realised. We customise truck financing to specifically suit the operation with a full portfolio of credit facilities including Chattel Mortgage, Leasing, CHP and Rent-to-Own.
Operators looking to set up on their own at the start of the new financial year, can take advantage of our specialist lenders for No Doc and Low Doc funding for sole traders and start-ups.
Flexible Terms on Plant, Machinery, Equipment Business Loans
Ageing machinery, outdated tech, and unreliable plant can be a major hindrance to achieving optimum production and profitable output. Upgrading equipment with low rate funding may provide the solution to achieving greater efficiencies and improving profitability.
Expanding a fleet of machines may also allow businesses to take advantage of new contracts, larger projects, and increase production to meet customer demand. Or install new computer systems to upgrade security and increase capacity.
We offer a range of funding options for operators in all industries – manufacturing, construction, earthmoving, general business operations, civil works and others, to cost-effectively upgrade plant, machinery and equipment. All solutions are sourced from across our large lender base which includes specialist non-bank lenders with expertise in key industry sectors. Ensuring the best rates and most flexible terms.
Versatile Cash Flow Business Loans
Cash flow pressures can arise for many reasons, and when it happens, it can have serious consequences if not addressed. Operators requiring immediate support or an assurance of back-up moving forward, can speak with us about overdrafts and lines of credit. These versatile funding arrangements can be secured with affordable interest rates and tailored to suit the individual requirements of the enterprise.
Where receiving timely payment from customers is identified as a major pain point, speak with us about Debtor Invoice Funding. An extremely effective specialist funding product which allows businesses to receive fast payment of invoices. Setting up this arrangement may provide more streamlined and reliable financial management to boost the operation this coming new financial year.
Which is the Right Financing Solution for Your Business Needs?
Selecting the right funding product can be critical to achieving a solution that works. Asset acquisition products such as Chattel Mortgage, Lease, Rent-to-Own and CHP are used for cars, motor vehicles, trucks, and all types of plant, machinery and equipment. Rates, terms and repayments are fixed and balloons, residuals and buybacks are available.
Expenses considered non-assets may be covered with Secured and Unsecured Business Loans. These are more general funding products which may be used for a wide range of purposes. Purposes including research and development, marketing, training and the purchase of stock, materials and other business requirements. Secured financing products may provide a more cost-effective alternative to an Overdraft, attracting a lower interest rate.
More specialised credit products are available to cover specific expenses such Insurance Premium Funding for large premiums, and Debtor Invoice Finance to speed up receipt of payments.
If you’re taking time this EOFY to review and assess the financial requirements of your enterprise, have a no obligation conversation with one of our brokers about how we can assist and support you.
For affordable, cost-effective business loans, individually tailored to specific needs, contact Business Finance on 1300 000 033.
DISCLAIMER: THE SPECIFIC PURPOSE IN PROVIDING THIS ARTICLE IS FOR GENERAL INFORMATION ONLY. IT IS NOT INTENDED AS THE SOLE SOURCE OF FINANCIAL INFORMATION ON WHICH TO MAKE BUSINESS FINANCE DECISIONS. BUSINESS OWNERS WHO REQUIRE ADVICE OR GUIDANCE AROUND THEIR SPECIFIC FINANCIAL CIRCUMSTANCES ARE RECOMMENDED TO CONSULT WITH AN ADVISOR OR ACCOUNTANT. NO LIABILITY IS ACCEPTED IN REGARD TO ANY MISREPRESENTATIONS OR ANY ERRORS RE ANY DATA, SPECIFICS, POLICIES AND OTHER INFORMATION AS SOURCED FROM OTHERS.
