Drive your venture forward with competitive rates and customised terms. Increase productivity and efficiency with the right vehicles for your needs. Get started today!
Grow your venture with our flexible loans. Benefit from competitive rates and personalised terms. Unlock new opportunities and expand your operations. Contact us now!
Accelerate your trucking commercial venture with our flexible Truck Loans. Competitive rates, fast approval, and tailored financing solutions for all your commercial vehicle needs. Drive your success!
Guide to upgrading operating systems with cost-effective IT equipment finance
. 5 min read
Business.Finance supports businesses to stay across the latest operating systems with specialist services to secure affordable IT equipment finance. Businesses rely heavily on their computer-driven systems for operations, administration, financials, data storage, record keeping, communications, security and in many industries, entire production processes. But to maintain high levels of efficiency, output and productivity, many systems require regular upgrading. A process which can be complex and costly. With our access to specialist lenders and expertise in structuring complex lending arrangements, our services provide businesses with funding for a wide range of computer and technology assets at highly competitive rates and workable terms. Our comprehensive selection of credit facilities includes options to cover both asset and non-asset items, allowing business owners to fully-finance a complete system comprising software, hardware, installation, commissioning and even staff training. Credit Facilities for IT Equipment Finance for Hardware Hardware forms the basis of many computer-operated systems and, in most instances, is considered an asset. These physical parts... Read More
Ranger, HiLux or D-MAX? Get best ute finance on best-sellers
. 5 min read
Competitive rates and workable terms on ute finance are individually sourced by Business.Finance experts to provide the best financing on all popular models. With no IAWO available this financial year, and with many businesses facing cash flow pressures from rising operating costs, sourcing the best ute finance when new vehicles are needed, has become even more important. We work with individual operators to source and structure the most cost-effective loans for all makes and models. Not surprisingly, the two iconic cab chassis models – Ford Ranger and Toyota HiLux, remain at the top of the monthly car sales figures, as released by the Federal Chamber of Automotive Industries. These reports can provide indications of what is popular with buyers and inspiration to possibly consider other models, such as the Isuzu D-MAX which was sixth best-selling vehicle for the month. The car sales data may also provide indications of the strength of the motor vehicle market and how quick buyers may... Read More
Is refinancing equipment loans a workable way forward for your business? Consider the options.
. 5 min read
Expert brokers at Business.Finance work with owners and operators on refinancing equipment loans to ease cash flow pressures with workable funding solutions. The current economic environment is creating challenges in many sectors. Leading business owners and operators to review their overall financial situation and identify where savings may be realised to improve the bottom line and provide greater stability. Where machinery and other asset finance payments represent a significant monthly expense, seeking to refinance current loan arrangements may present a workable way forward. Refinance is available to all types of commercial enterprises for all types of funding arrangements. The decision to refinance requires consideration of multiple aspects of the process and the possible outcomes. Know What’s Involved with Refinancing Equipment Loans The process to refinance an existing funding arrangement essentially involves applying for a new loan to replace the existing contract. This can be done at any point during a loan term. The refinanced loan generally includes both the repayments... Read More
Capture EOFY Deals, Upgrade Assets, Boost Your Operation with Tailored Business Loans
. 5 min read
Business.Finance offers a complete portfolio of low rate business loans, to allow operators to optimise EOFY deals, and invest to grow their operation. Mid-year is an Ideal time to review the position of the operation, assess unrealised potential, consider EOFY equipment and vehicle deals, and plan the finance required to implement improvements. Consider how cost-effective financing may enable vehicles, plant and machinery to be upgraded for greater efficiency and productivity gains. How a flexible line of credit may ease cash flow pressures. How fast access to financing with the best rates might allow you to bring forward asset investment plans and take advantage of end-of-financial year sales. Expand production capacity with additional machines, develop new product lines with new tech with affordable funding.. Our experts work on an individual basis with clients to understand their specific needs and tailor finance solutions to address those objectives. Consider the range of financial solutions available and discuss your plans to boost your operation... Read More
Secure farming machine finance for upcoming Field Days 2024
. 5 min read
Securing low rate farming machine finance through Business.Finance on a pre-approved basis, can equip agri operators for ordering at upcoming field days 2024. The annual schedule of agricultural focussed shows, expos and events is underway already with nearly all states and territories holding an event in the first half of the year. Many of these shows focus on agri equipment, providing attendees with the ideal opportunity to place orders on the latest models. Placing orders at shows saves time visiting the dealership in town at a later time and may allow the machinery to be delivered, commissioned and delivering yields sooner. To ensure operators are equipped to order, we provide a pre-approved farming and agriculture machinery loans. Approval of the credit application with an offer on a certain amount with repayment schedules, all before the order has been placed. Convenient, time-saving and a highly efficient way to approach agri equipment funding. To allow operators to plan which events to attend... Read More
Get new lines into production with low rate Manufacturing Plant Finance
. 5 min read
With low rate manufacturing plant finance Business.Finance supports commercial operators cost-effectively launch new lines into the their production facility. The need to maintain a competitive edge, build brand loyalty, appeal to changing consumer tastes, stay up to date with local and global trends can require the regular development of new lines and products into the range. In the food production and processing and fast-moving consumer goods (FMCG) sectors this is particularly evident. But across many industry sectors, the necessity to upgrade and modify production processes can arise. It may be a new product or a new and improved way to produce a product to deliver greater efficiencies to the operation and greater appeal to consumers. For some commercial operations, the need for new facilities and equipment may be not for production and processing, but for packaging. With the changes in regard to plastics, many producers are having to change to recyclable packaging. Changes which may entail new equipment installations. The... Read More
Business.Finance works with commercial operators to structure low rate solutions to refinance balloon payments for trucks, motor vehicles and equipment loans. Operators that took out new commercial funding when rates started to fall back in 2020 or prior, may be coming up to the end of the funding term. That means addressing the payment of the final lump sum balloon or residual. Most will have opted for this feature when structuring their initial funding arrangements as it can offer significant benefits in reducing the monthly payments and as such, easing cash flow pressure. But with the end of the term comes the time to pay the lump sum due. Depending on the percentage originally agreed for this inclusion and the initial total borrowing, the amount due could be sizeable. An amount beyond the cash reserves held by the enterprise. One option which many choose is to time replacing assets with the end of the credit term and the due date... Read More
Workable bad credit commercial loans may be achievable for operators that engage specialist brokers Business.Finance to source the most affordable options. Operations of all types across all industry sectors can face financial challenges under all types of economic conditions. The past few years have created a difficult scenario for some, with government support through the pandemic followed by high inflation, consecutive RBA, rising costs and supply chain issues presenting major challenges for enterprises to keep up with their commitments. When an enterprises falls behind in payments and their rating falls to poor, the challenges can intensify with major difficulties in assessing funding to support the operation to recover. Engaging expert brokers to sourcing funding may offer enterprises in this situation the support required. Bad Credit Scenarios Commercial operators can see their rating fall to poor for a range of reasons. The main one being late or non-payments on loan commitments, to suppliers and on regulatory payments such as to the... Read More
Business.Finance supports operators to secure one of the latest best selling utes with workable, low rate financing, structured to their specific needs. Funding which is individually sourced from across the vast motor vehicle lending market to ensure the right lender and the best rate is secured and terms and conditions negotiated to suit the individual objectives of the operation. Funding that will work as hard for the operation as their new commercial vehicle. So which vehicles are the top sellers? For anyone that follows the monthly sales reports or even takes a look around work sites or in traffic, the answer is probably quite clear – the Ford Ranger and the Toyota HiLux. For calendar year 2023, in the VFACTS sales figures released by the FCAI, the Ranger took top place on the annual podium by 2,000 more sales than HiLux. While these two models continue to dominate the market, they are not the only vehicles in the leading 10... Read More
Focussing on the sourcing best rates and structuring payments to suit cash flow Business.Finance assists operators to acquire the latest top selling trucks. Many astute operators are looking to upgrade to new vehicles to achieve increased efficiency, reduce operating fuel costs and emissions and improve productivity and safety. Objectives which may be achieved with the latest technology, features and systems on many of the best-selling vehicles on the market. To find which vehicles are attracting the attention of other operators, buyers can review the monthly and annual sales data as announced through the TIC – Truck Industry Council and reported in industry media. The results of for 2023 and the month of December 2023 were announced recently and show a record for the heavy vehicle sector. For those interesting in owning the market’s leading brand, look to purchasing an Isuzu. This brand has dominated the sales charts with their comprehensive range across the categories and once again topped the figures... Read More
