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Get vehicles back on the road faster without stressing cash flow with workable truck repair loans
. 5 min read
Business.Finance offers workable truck repair loans to get vehicles back on the road and working faster, without the stress on cash flow of high repair costs. The cost of major services on heavy vehicles, the expenses of dealing with unscheduled breakdowns and accidents, and upgrading to meet compliance requirements, can be a major blow to many businesses. Affordable financing is available to cover many of the expenses involved in repairing, maintaining, and servicing heavy vehicles. Financing that can ease the stress on cash flow and ensure vehicles are working and producing revenue as soon as possible. The benefits of financing repairs at competitive rates can be extremely advantageous when compared with the potential costs and impacts of waiting until the cash is available. Impacts such as loss of revenue and profit, impact on customer base, image and reputation of the business, missing opportunities for expansion and new contracts, and in the productivity of the operation. Financing repairs can cover a... Read More
With Isuzu dominating the new truck sales market, Business.Finance provides operators with tailored heavy vehicle loans to acquire these market-leading vehicles and other leading brands including Kenworth, Fuso and Hino. Facilitating affordable finance solutions to enable operators of all sizes across all industries to upgrade to more efficient vehicles to cut fuel and operating costs. A move that many operators have made with truck sales continually strong in the past few years. The July sales results show a slight drop on the record numbers recorded in June this year, but the leading brands continued their dominance. Isuzu dominates the light-duty and medium-duty segments while Kenworth leads the sale in the heavy-duty segment. While July sales were down 29% on June figures, the annual YTD data continues to be strong. July this year much stronger than July last year, despite the end to the general IAWO tax benefits for most businesses. In total sales for the year to date (YTD), Isuzu... Read More
Agri operators can now apply for pre-approved low interest rate finance through Business.Finance to be ready to place machinery orders at AgQuip 2024. This field days event is the most highly awaited and attended for the agricultural sector and the 2024 event is shaping as another ‘must-attend’ for operators in primary industry. AgQuip provides operators in primary and agricultural industries with the annual opportunity to meet up with and speak with fellow producers and manufacturers. The chance to see, in person, the latest innovations in farm machinery, products, services and resources to support and grow their business operation. This premier event to be held in Gunnedah over 20-22 August, is a great opportunity for operators to not only see, but to place their orders for new machinery. Saving them valuable time in travelling to visit dealerships and expediting the delivery of new equipment for their property. The biggest names in agricultural machinery typically headline the exhibitor line-up, with many new... Read More
Guide to upgrading operating systems with cost-effective IT equipment finance
. 5 min read
Business.Finance supports businesses to stay across the latest operating systems with specialist services to secure affordable IT equipment finance. Businesses rely heavily on their computer-driven systems for operations, administration, financials, data storage, record keeping, communications, security and in many industries, entire production processes. But to maintain high levels of efficiency, output and productivity, many systems require regular upgrading. A process which can be complex and costly. With our access to specialist lenders and expertise in structuring complex lending arrangements, our services provide businesses with funding for a wide range of computer and technology assets at highly competitive rates and workable terms. Our comprehensive selection of credit facilities includes options to cover both asset and non-asset items, allowing business owners to fully-finance a complete system comprising software, hardware, installation, commissioning and even staff training. Credit Facilities for IT Equipment Finance for Hardware Hardware forms the basis of many computer-operated systems and, in most instances, is considered an asset. These physical parts... Read More
Ranger, HiLux or D-MAX? Get best ute finance on best-sellers
. 5 min read
Competitive rates and workable terms on ute finance are individually sourced by Business.Finance experts to provide the best financing on all popular models. With no IAWO available this financial year, and with many businesses facing cash flow pressures from rising operating costs, sourcing the best ute finance when new vehicles are needed, has become even more important. We work with individual operators to source and structure the most cost-effective loans for all makes and models. Not surprisingly, the two iconic cab chassis models – Ford Ranger and Toyota HiLux, remain at the top of the monthly car sales figures, as released by the Federal Chamber of Automotive Industries. These reports can provide indications of what is popular with buyers and inspiration to possibly consider other models, such as the Isuzu D-MAX which was sixth best-selling vehicle for the month. The car sales data may also provide indications of the strength of the motor vehicle market and how quick buyers may... Read More
Is refinancing equipment loans a workable way forward for your business? Consider the options.
. 5 min read
Expert brokers at Business.Finance work with owners and operators on refinancing equipment loans to ease cash flow pressures with workable funding solutions. The current economic environment is creating challenges in many sectors. Leading business owners and operators to review their overall financial situation and identify where savings may be realised to improve the bottom line and provide greater stability. Where machinery and other asset finance payments represent a significant monthly expense, seeking to refinance current loan arrangements may present a workable way forward. Refinance is available to all types of commercial enterprises for all types of funding arrangements. The decision to refinance requires consideration of multiple aspects of the process and the possible outcomes. Know What’s Involved with Refinancing Equipment Loans The process to refinance an existing funding arrangement essentially involves applying for a new loan to replace the existing contract. This can be done at any point during a loan term. The refinanced loan generally includes both the repayments... Read More
Capture EOFY Deals, Upgrade Assets, Boost Your Operation with Tailored Business Loans
. 5 min read
Business.Finance offers a complete portfolio of low rate business loans, to allow operators to optimise EOFY deals, and invest to grow their operation. Mid-year is an Ideal time to review the position of the operation, assess unrealised potential, consider EOFY equipment and vehicle deals, and plan the finance required to implement improvements. Consider how cost-effective financing may enable vehicles, plant and machinery to be upgraded for greater efficiency and productivity gains. How a flexible line of credit may ease cash flow pressures. How fast access to financing with the best rates might allow you to bring forward asset investment plans and take advantage of end-of-financial year sales. Expand production capacity with additional machines, develop new product lines with new tech with affordable funding.. Our experts work on an individual basis with clients to understand their specific needs and tailor finance solutions to address those objectives. Consider the range of financial solutions available and discuss your plans to boost your operation... Read More
Secure farming machine finance for upcoming Field Days 2024
. 5 min read
Securing low rate farming machine finance through Business.Finance on a pre-approved basis, can equip agri operators for ordering at upcoming field days 2024. The annual schedule of agricultural focussed shows, expos and events is underway already with nearly all states and territories holding an event in the first half of the year. Many of these shows focus on agri equipment, providing attendees with the ideal opportunity to place orders on the latest models. Placing orders at shows saves time visiting the dealership in town at a later time and may allow the machinery to be delivered, commissioned and delivering yields sooner. To ensure operators are equipped to order, we provide a pre-approved farming and agriculture machinery loans. Approval of the credit application with an offer on a certain amount with repayment schedules, all before the order has been placed. Convenient, time-saving and a highly efficient way to approach agri equipment funding. To allow operators to plan which events to attend... Read More
Get new lines into production with low rate Manufacturing Plant Finance
. 5 min read
With low rate manufacturing plant finance Business.Finance supports commercial operators cost-effectively launch new lines into the their production facility. The need to maintain a competitive edge, build brand loyalty, appeal to changing consumer tastes, stay up to date with local and global trends can require the regular development of new lines and products into the range. In the food production and processing and fast-moving consumer goods (FMCG) sectors this is particularly evident. But across many industry sectors, the necessity to upgrade and modify production processes can arise. It may be a new product or a new and improved way to produce a product to deliver greater efficiencies to the operation and greater appeal to consumers. For some commercial operations, the need for new facilities and equipment may be not for production and processing, but for packaging. With the changes in regard to plastics, many producers are having to change to recyclable packaging. Changes which may entail new equipment installations. The... Read More
Business.Finance works with commercial operators to structure low rate solutions to refinance balloon payments for trucks, motor vehicles and equipment loans. Operators that took out new commercial funding when rates started to fall back in 2020 or prior, may be coming up to the end of the funding term. That means addressing the payment of the final lump sum balloon or residual. Most will have opted for this feature when structuring their initial funding arrangements as it can offer significant benefits in reducing the monthly payments and as such, easing cash flow pressure. But with the end of the term comes the time to pay the lump sum due. Depending on the percentage originally agreed for this inclusion and the initial total borrowing, the amount due could be sizeable. An amount beyond the cash reserves held by the enterprise. One option which many choose is to time replacing assets with the end of the credit term and the due date... Read More
