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Secure Lower Rates, Workable Terms, Targeted ROI with Truck Lease

We provide operators with a comprehensive broker service to secure lower rates and flexible terms on heavy vehicle leasing to target expected ROI. This off-balance sheet facility is extremely popular with many operators for the benefits in regard to the balance sheet, the competitive rates and straightforward tax benefits. With our vast coverage of the lender market, we have the proven ability to secure vehicle financing at lower rates to provide operators with a highly cost-effective solution.

Business Finance Secure Lower Rates, Workable Terms, Targeted ROI with Truck Lease
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Compare Business Finance Truck Leasing Rates

Rates vary across the selection of heavy vehicle credit facilities. With our leverage in the market, we achieve lower rates across our portfolio. To compare the options and vehicles, operators can use our current rates as a guide and contact use for a quote specific to their requirements.

Loan Amount Loan Term
Loan Product Interest Rate Monthly Repayment
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Disclaimer: * The comparison rate displayed is calculated for a loan of $30,000 over 5 years. The results from this calculator should be used as an indication only. Quoted repayments are based on advertised rates and do not include lender fees and charges. Results do not represent either quotes or pre-qualifications for a loan. The specific details of your loan will be provided to you in your loan contract. It is advised that you speak with us so that we can provide you with advice that is tailored to your situation.

21 May

Today's best rate

Finance Equipment From

4.99 % Fixed

* The interest rate is calculated on a secured loan for commercial use, effective 21/05/2024 and subject to change. Warning: the interest rate is only true for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different interest rate.

21 May

Today's best rate

Finance Equipment From

4.99 % Fixed

* The interest rate is calculated on a secured loan for commercial use, effective 21/05/2024 and subject to change. Warning: the interest rate is only true for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different interest rate.


Truck Leasing – An Effective Credit Solution for Many Operators, Vehicles

While Lease may infer a short-term hire or rental, that is not the case. This is a credit facility widely used for all types of asset acquisitions. The outcome is ownership of the assets at the end of the credit term. This is known as an ‘off-balance sheet’ facility as the vehicle ownership remains with the lender, not the borrower, over the funding term.

Vehicles are technically acquired by the lender and leased to the buyer over a set term with set monthly payments. A residual is an option and is due for full payment when the monthly payments are finalised. At the conclusion of the credit term, when the payments and residual are finalised, the lender transfers ownership to the buying enterprise.

The attraction of this type of facility for many operators is not having an asset as significant as a heavy vehicle, appearing on their balance sheet as an asset or liability. As the lender retains ownership, the vehicle is posted to the lender’s books, not the borrowers. This is commonly referred to as improving the appearance of the balance sheet.

This facility suits the accruals method of accounting and can be a highly effective solution for many types of enterprises for the acquisition of all types of heavy vehicles. When securing funding, we ensure a fixed interest rate, a fixed term and a fixed payment schedule structured to work with cash flow. A residual is optional and is typically used with the percentage in line with ATO rulings. Monthly payments are fully tax deductible, making this a straightforward solution for many operators. GST is applied to repayments and can be claimed on the corresponding BAS return.

  • Off-balance sheet truck financing.
  • Tax deductible Truck Lease payments.
  • Fixed lower rates, fixed terms up to 7 years.
  • Truck Leasing for many types of transport businesses.


How to Access Expert Truck Lease Services

Operators of all types and in all areas of Australia can access our specialist vehicle funding services directly and without a referral. We are specialists in all forms of commercial funding especially heavy vehicles which is a key part of our operation. Our brokers are all located right here in Australia, with contact made by phone or via our smart tech online facilities.

Our brokers are renowned for their sharp financial acumen and negotiating skills which are utilised to secure our clients the lowest rates and most flexible vehicle funding solutions. We work with clients across all industry sectors – SMEs, large companies, sole traders, self-employed, partnerships and family enterprises.

  • 20+ years commercial lending experience.
  • Specialist truck leasing brokers.
  • Services available nationwide – Australian broker company.
  • Sharp financial acumen, tax optimised truck leasing.
  • Direct access, no referral.
  • Member FBAA, Licensed Credit Provider.
Simplified loan process


Fast Connections with the Right Truck Leasing Lenders

The commercial lending sector is vast with many banks and finance companies offering heavy vehicle funding. Cutting through to find the lender that best suits an individual enterprise can be challenging when undertaken by the owner or operator. We facilitate fast connections with the right lenders through our accreditations with more than 80 lenders – major banks, other banks and key heavy vehicle specialist non-bank lenders.

We utilise our smart technology and deep knowledge of the lending sector to identify which lender is the best fit for each of our clients. Which lender is currently offering the lowest rates for a particular operation profile and which of our lenders are best placed to make the most competitive and workable offer.

Handling all aspects of the credit securing process, our brokers negotiate with our lenders on rates, terms and conditions to ensure the best possible offer is obtained.

  • Access 80+ lenders – major banks, specialist non-bank lenders.
  • Specialist truck leasing lenders.
  • Connect with the right lender for individual business profiles.
  • Lenders to suit heavy, medium, light duty truck leasing requirements.
Swiftly Secure Your Truck Lease: Fast Approval Solutions


Get Fast Truck Lease Approval

With our brokers handling the credit sourcing process, we provide fast approvals to ensure our clients secure their funding and can move promptly with their acquisitions. Many applications can be approved in 24 hours.

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FAQs
Truck Lease

Leasing is a credit facility for the purchase of heavy vehicles. It is not a short-term hire or rental product.

Yes. Monthly payments are considered a commercial expense by the ATO and are fully tax deductible.

Yes. GST is added to monthly payments and can be claimed on the appropriate BAS return.

Rates for commercial credit are dependent on the application assessment by the lender. Lenders will typically display their lowest rate for new goods and good credit applicants.

The ownership of vehicles under lease remains with the lender not the borrower. This means the vehicle is not entered into the books or balance sheet of the borrower. Thus the reference ‘off balance sheet’.

Yes. All types of heavy vehicles may be suited to this form of funding.

Using a credit calculator can assist operators to compare estimates on all types of credit facilities.

An ABN is essential to be eligible for commercial funding. GST registration is not essential. Applicants will be required to provide documentation on the financials of the operation.

An online calculator is a generic device and does not include fees and charges or differences in the application and credit profile of the user. Any quote or offer made can be different from calculator results.

Yes. All types of heavy vehicles both new and used may be suited to this credit facility.

Our Lenders
Trusted by 60+ lenders Australia-wide

Westpac
Liberty
Automotive Financial Services
Macquarie
Finance One
Commonwealth Bank
Pepper Money
Morris
National Australia Bank
RACV
Get Capital
Prospa
Grow
Selfco Leasing
Scottish Pacific
Our Lenders

Trusted by 60+ lenders Australia-wide

Westpac
Liberty
Automotive Financial Services
Macquarie
Finance One
Commonwealth Bank
Pepper Money
Morris
National Australia Bank
RACV
Get Capital
Prospa
Grow
Selfco Leasing
Scottish Pacific