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Direct Access to Specialist Start Up Truck Loan Brokers
We assist new operators overcome many of challenges often associated with sourcing workable vehicle funding. When setting up a new enterprise, operators may not meet all the credit approval criteria as stipulated by some banks and other lenders. We offer new operators direct access to our specialist broker services to connect with lenders that do approve affordable vehicle funding for new enterprises.
With our extensive vehicle lending market coverage and commercial funding expertise, we have resources, capabilities and the enthusiasm to support and assist new operators achieve their goals with cost-effective vehicle funding. Our services are available to all types of enterprises in all industries Australia-wide without a referral. Direct access to solutions-focussed commercial lending specialists to assist new operators secure the funding to acquire vehicles for their enterprise.
This won't affect your credit score
Compare Business Finance Start Up Truck Financing Rates
Achieving the lowest possible interest rate can be essential to ensuring a workable foundation for a new enterprise. As can be seen by the rates we are currently achieving across our portfolio, we have the proven capability to deliver lower rates to many applicants. These rates can be used as an indication of what we can achieve and new operators are advised to contact us for an interest rate quote based on their individual specifications and application.
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Disclaimer: * The comparison rate displayed is calculated for a loan of $30,000 over 5 years. The results from this calculator should be used as an indication only. Quoted repayments are based on advertised rates and do not include lender fees and charges. Results do not represent either quotes or pre-qualifications for a loan. The specific details of your loan will be provided to you in your loan contract. It is advised that you speak with us so that we can provide you with advice that is tailored to your situation.
Today's best rate
Finance Equipment From
4.99 % Fixed
* The interest rate is calculated on a secured loan for commercial use, effective 16/05/2024 and subject to change. Warning: the interest rate is only true for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different interest rate.
Today's best rate
Finance Equipment From
4.99 % Fixed
* The interest rate is calculated on a secured loan for commercial use, effective 16/05/2024 and subject to change. Warning: the interest rate is only true for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different interest rate.
Get the Right Lender Connections for Start Up Truck Finance
Using our specialist commercial vehicle broker services provides new enterprises with connections to lenders that do make workable offers for entities that don’t meet all the standard criteria for commercial credit. We are accredited with more than 80 lenders which includes the major banks, other banks, many non-bank lenders and lenders that specialise in heavy vehicle credit.
As experts in this field, we know the matrix that our lenders use to approve applications. Using that information and smart technology we quickly and efficiently identify which of our lenders will be best suited to each client. Opening channels to affordable, workable heavy vehicle funding for new operators and entities just starting out that do not have all the documentation for standard application approval.
We support our clients completely from the initial contact through to final settlement. Assigning one of our expert brokers that has proven experience in heavy vehicle funding for new entities. This ensures a streamlined process and a single point of contact for clear, direct communication.
Our brokers source the right lender, negotiate the rates and conditions, and structure the funding to optimise tax and to deliver a repayment schedule that will work with our client’s cash flow. This is a very individual and customised approach which is highly valued by our clients.
- Specialist start up truck finance brokers.
- 20+ years experience in commercial lending.
- Access to 80+ lenders – specialist vehicle finance lenders.
- Individual approach, customised solutions.
- Lower rates, tax optimised solutions.
- FBAA Member, Licensed Credit Provider
Start Up Truck Loan Solutions for Wide Range of Industries, Australia-wide
Our services are available to new operators in all industries across Australia. Our operating model and approach enables operators in even the most remote locations to access professional, expert assistance in sourcing affordable vehicle funding to get their operation underway.
- Truck loans for new owner-drivers in delivery sector.
- Start up truck financing for new partnerships and SMEs.
- Start-up financing for trucks for transport operators, logistics, distribution.
- Affordable start up truck loans for agricultural sector operators – producers, farmers, growers, florists, distributors.
- Sole trader, self-employed, ABN holder start up truck financing.
- Truck loans for start up contractors and companies in construction, mining, civil works, waste removal, courier operations, furniture removals and other sectors.
- Start up financing for all types of trucks – heavy, medium and light duty, new and used.
Types of Start Up Truck Financing We Provide
New operators will typically not have accrued all the financials required to meet all criteria in a standard commercial credit application. To assist these applicants, we provide access to specialist lenders that offer No Doc and Low Doc Vehicle Funding.
This is a description of the applicant and once approved on that basis, operators may select from the portfolio of asset acquisition products. These credit products vary in regard to interest rate, suitability to commercial accounting methods, balance sheet and tax approach and in meeting other operational objectives. We strongly advise our clients to speak with their accountant in deciding which product will best meet their requirements.
We source vehicle credit solutions with a fixed interest rate over a fixed term of up to 7 years to provide a fixed monthly repayment that works with cash flow. Balloon and residual options are included. New operators without all financials may expect a higher rate than for fully documented applicants and for some applicants, additional security may be required. Your broker will be negotiating on your behalf to achieve the lowest rates and the most workable credit terms.
- Start Up Chattel Mortgage Truck Finance
- Truck Leasing for Start Up Operators
- Commercial Hire Purchase Start Up Truck Financing
- Rent-to-Own Start Up Truck Loans
- Low Doc and No Doc Truck Financing
- Fixed rates, Fixed Terms up to 7 years, Fixed repayments
- New ABN Truck Loans
Fast Start Up Truck Loan Approval
Our brokers focus entirely on achieving the most workable outcome for our clients. That includes ensuring the process of securing credit is swift and streamlined. We provide prompt attention to every enquiry, sourcing quick quotes and fast approval to expedite the vehicle purchase.
- Quick Quotes
- Fast Approval – 24 hours for many applicants
- Streamlined start up truck financing process
FAQs
Start Up Truck Financing
New operators requiring commercial credit to purchase a heavy vehicle may not have all the financials requested by some lenders for approval. They may seek no doc and low doc options through specialist lenders and brokers.
The minimum requirement for commercial credit is to hold a current ABN. Other documentation around the financials of the operation are preferred. Where no documentation is available, operators may seek no doc options.
No. Registration for GST is not an essential requirement for approval for commercial credit but may be viewed favourably by some lenders.
When a new operator is approved for credit, they may request a balloon component in the funding. This is available on Chattel Mortgage and Commercial Hire Purchase.
New operators without financials can seek assistance from a broker to source low doc vehicle funding through specialist lenders.
Yes. Once the application is approved, new operators may select from Leasing, Chattel Mortgage, Rent -to-Own and CHP.
Some lenders may request that new operators provide extra security for the funding in addition to the vehicle being acquired. This is subject to lender assessment of the individual application.
All commercial credit applications are individually assessed and an interest rate offer arrived at by lenders.
Yes. New operators can realise the tax deductions and benefits applicable to their choice of credit product.
Yes. Applications for commercial credit may be submitted and approved prior to the purchase of the asset.
