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Specialist Lenders, Lower Rates for Workable Prime Mover Finance

As specialists in heavy duty vehicle lending, working with our many clients in the transport sector we are well aware of the pressures faced by operators. Pressure from rising costs, tight schedules and increasing regulation and compliance. We understand the need to keep the costs of new vehicles in line with cash flow, projected turnover and on target to realise ROI expectations.

This awareness and understanding and our genuine interest in assisting our clients achieve affordable funding are at the core of our services. Services which provide operators with a streamlined, efficient and highly effective approach to sourcing and negotiating more affordable heavy vehicle funding. We achieve lower rates through our specialist lenders and extensive market coverage and use our leverage to negotiate the most workable, cost-effective solution for each client.

Business Finance › Specialist Lenders, Lower Rates for Workable Prime Mover Finance
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Compare Business Finance Prime Mover Finance Rates

Heavy duty vehicles are major investments and the interest rate can be critical to affordability. We focus on achieving lower rates across our portfolio as a foundation from which we structure cost-effective solutions for our clients. Use our current rates to compare credit products, vehicles and to prepare budgets and investment plans. For a quote based on your specific requirements and vehicle, contact us and speak with one of our brokers.

Loan Amount Loan Term
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Disclaimer: * The comparison rate displayed is calculated for a loan of $30,000 over 5 years. The results from this calculator should be used as an indication only. Quoted repayments are based on advertised rates and do not include lender fees and charges. Results do not represent either quotes or pre-qualifications for a loan. The specific details of your loan will be provided to you in your loan contract. It is advised that you speak with us so that we can provide you with advice that is tailored to your situation.

17 May

Today's best rate

Finance Equipment From

4.99 % Fixed

* The interest rate is calculated on a secured loan for commercial use, effective 17/05/2024 and subject to change. Warning: the interest rate is only true for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different interest rate.

17 May

Today's best rate

Finance Equipment From

4.99 % Fixed

* The interest rate is calculated on a secured loan for commercial use, effective 17/05/2024 and subject to change. Warning: the interest rate is only true for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different interest rate.


Utilise Our Specialist Prime Mover Finance Broker Expertise

Most transport owners, operators and drivers need to be constantly on the job to keep the income flowing and operations running to schedule. Time is an asset to be valued. Utilising our expertise to source heavy duty vehicle funding allows operators to maximise their time working in their business and optimise opportunities to secure more affordable, lower rate funding.

We provide all types and sizes of operators across all industries with the opportunity to access professional, highly experience heavy duty vehicle funding broker services. Handling the entire process from identifying the most suitable lender, negotiating rates and terms, and structuring outcomes to optimise tax benefits, to work with cash flow and maximise ROI potential.

Whether acquiring a single vehicle as a sole trader owner-driver, or upgrading an entire company fleet to more fuel-efficient models, all operators can realise the advantages of our 20+ years of commercial lending experience and specialist expertise in the heavy duty vehicle sector.

We are an Australian company – owned, operated and based, with a genuine understanding of the economic and operating conditions faced by Australian operators. Connecting with us is as easy as making a phone. No referral from a third party is required to access our services, specialist lender channels and sharp negotiating skills.

  • 20+ years commercial lending experience.
  • Expert brokers in heavy duty vehicle lending.
  • Australian company, nationwide services.
  • Customised heavy duty vehicle lending outcomes.
  • Member FBAA, Licensed Credit Provider.


How to Directly Access Specialist Prime Mover Financing Lenders

Key to our capabilities is our lenders accreditations. We have access to more than 80 lenders which include the major banks and specialist heavy vehicle non-bank lenders. Many aspects of funding at this level can vary across the lender market – rates, credit conditions, terms and approval criteria.

Our access to a greater number of lenders and especially specialists, facilitates greater opportunities for our clients to connect with the lender that is best aligned with their profile and expectations. We work at an industry-level with our lenders and understand the matrix each uses to assess and approve applications and to prepare lending offers.

We use that intel, our smart tech resources, acute financial acumen and sharp negotiating skills to secure the most workable outcome at the lowest rates, for our clients.

  • 80+ lender access – major banks, non-bank lenders.
  • Specialist prime mover lenders.
  • Individually sourced and negotiated financing for prime movers.
Connect with Prime Mover Loan Experts Directly


All Types of Facilities for Financing Prime Mover

As specialists in commercial lending, we provide the full range of asset acquisitions credit facilities. Different commercial set-ups and structures, varying approaches to balance sheet strategy and taxation, different accounting methods and objectives require different lending products.

All the credit facilities can suit all types of heavy vehicles both new and used, in all configurations, with all fuel systems from all leading manufacturers. For all options our brokers secure funding with a fixed interest rate, over a fixed term of up to 84mths/7yrs, with residual and balloon options and with fixed monthly repayments negotiated to work with cash flow.

Specialist solutions are available for new, start-ups, sole traders and self-employed operators.

  • Chattel Mortgage Prime Mover Finance
  • Rent-to-Own Prime Mover Loans
  • Commercial Hire Purchase Prime Mover Financing
  • Prime Mover Leasing
  • Fixed rates, Fixed Terms up to 7 years
  • New and Used Prime Mover Loans
  • Start-up, Sole Trader, Self-employed, ABN Prime Mover Financing


Prime Mover Financing Solutions - All Brands, Configurations, Set-ups

As specialists in the commercial heavy-duty vehicle lending sector, our services are available for funding all brands for vehicles in all configurations.

  • Financing prime mover for Volvo, Mack, DAF, Kenworth, Iveco, Mercedes-Benz, MAN, Freightliner, Scania and other brands.
  • Prime mover loans for different cab variations, varying configurations 8×4 6×4 4×2, wheelbase, GVM/GCM.
  • Loans for prime movers with all fuel systems – diesel, hydrogen cell, electrified systems.
  • Single vehicle and multi-vehicle fleet prime mover finance.
Business loan rate comparison


Get Fast Prime Mover Finance Quotes and Approval

We answer all enquiries promptly and deliver quick quotes and fast approvals to expedite vehicle acquisitions. Estimates and comparisons can be obtained using our calculator with confirmed quotes available by phone or online.

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FAQs
Prime Mover Finance

Operators acquiring heavy-duty vehicles can select from Lease, Chattel Mortgage, CHP and Rent-to-Own for funding.

Heavy-duty vehicle funding rates are individually offered and based on the lender assessment of the application.

No. All sizes and configurations of heavy duty vehicles can be eligible for funding with the same selection of products. Offers are predominantly assessed on the profile of the operator. Used vehicles may attract different rates and conditions to new vehicles.

The term on heavy-duty vehicle funding is subject to lender approval. Terms up to 7 years are typical.

The tax deductions vary with the different types of credit facilities. Chattel Mortgage and CHP have deductions with depreciation of the vehicle. Rent-to-Own and Leasing have tax deductible repayments.

Yes. Credit facilities are available for financing heavy-duty vehicles with all types of fuel systems including new technologies.

The same credit facilities can be used to fund used vehicles as for new – CHP, Rent-to-Own, Leasing and Chattel Mortgage. Rates, terms and conditions may vary with used vehicles compared with new vehicles.

A balloon is an option with CHP and Chattel Mortgage. It is a portion of the total credit amount which is set aside and due for full payment at the end of the credit term.

An online credit calculator is a generic computation device and does not account for credit profiles, application details or lender fees and charges. Offers can vary from the calculator results.

Owner-operators can select from Chattel Mortgage, CHP, Leasing and Rent-to-Own. Where the operator does not meet all lender criteria they may seek lenders and brokers that offer specialist solutions for self-employed enterprises.

Our Lenders
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Selfco Leasing
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Our Lenders

Trusted by 60+ lenders Australia-wide

Westpac
Liberty
Automotive Financial Services
Macquarie
Finance One
Commonwealth Bank
Pepper Money
Morris
National Australia Bank
RACV
Get Capital
Prospa
Grow
Selfco Leasing
Scottish Pacific