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Secure Cost-effective, Tax Optimised New Truck Finance

The acquisition of new vehicles whether replacements, upgrades or additions to a fleet can be a major decision for an operation. The viability of the acquisition can often rest heavily on the securing workable vehicle funding at lower interest rates. We assist operators with a complete portfolio of asset acquisition facilities and comprehensive, commercial vehicle lending services.

As specialists in heavy vehicle lending, we have extensive coverage of the market with accreditations with 80 lenders including those that specialise in the sector. With our expertise, smart technology and our leverage with key lenders, we have the track record and reputation for achieving cost-effective, customised vehicle funding solutions with our signature lower rates.

Business Finance Secure Cost-effective, Tax Optimised New Truck Finance
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Compare Business Finance New Truck Loan Interest Rates

Lower interest rates are at the core of workable, cost-effective vehicle credit. We focus heavily on securing lower rates for each client and across our portfolio of credit options. Rates can vary for individual operators but our current rates can be used as a guide to compare, plan and budget vehicle purchases.  

Loan Amount Loan Term
Loan Product Interest Rate Monthly Repayment
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Disclaimer: * The comparison rate displayed is calculated for a loan of $30,000 over 5 years. The results from this calculator should be used as an indication only. Quoted repayments are based on advertised rates and do not include lender fees and charges. Results do not represent either quotes or pre-qualifications for a loan. The specific details of your loan will be provided to you in your loan contract. It is advised that you speak with us so that we can provide you with advice that is tailored to your situation.

20 February

Today's best rate

Finance Equipment From

4.99 % Fixed

* The interest rate is calculated on a secured loan for commercial use, effective 20/02/2024 and subject to change. Warning: the interest rate is only true for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different interest rate.

20 February

Today's best rate

Finance Equipment From

4.99 % Fixed

* The interest rate is calculated on a secured loan for commercial use, effective 20/02/2024 and subject to change. Warning: the interest rate is only true for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different interest rate.


Access Experts and Specialist Lenders in New Truck Financing

Key to securing the most workable funding options can be connecting with the right lenders. Through our services, clients can connect with more than 80 lenders which include major banks and non-bank lenders that specialise in heavy vehicle credit. Lenders that understand the vehicle market, the operating environment of enterprises in many industries and are well-placed to make more affordable and competitive offers.

We use our direct industry level contacts and the leverage we have with key lenders to negotiate lower rates and the most workable terms and conditions on behalf of our clients. Over our 20+ years in commercial lending, our many clients have trusted and relied on our expertise to secure the right solution for their requirements.

An integral part of our work is staying across the fiscal and monetary environment especially the updates on asset acquisition tax benefits. This enables our brokers to structure outcomes which are optimised for the latest tax rulings and maximise opportunities for our clients to achieve cost-effective vehicle funding. Clients in all areas of Australia can easily access our services to realise the benefits of using a first-class, highly experienced vehicle lending broker to source their credit.

  • Access to specialist vehicle lenders – 80+ lenders.
  • Australian owned, based and operated broker company.
  • 20+ years commercial lending experience.
  • Sharp financial acumen, latest tax rulings.
  • Individual, customised service and attention.
  • FBAA Member, Licensed Credit Provider.


Achieve Target ROI with Specific Types of New Truck Finance

Achieving target ROI with a new vehicle purchase includes selecting the credit facility that will work best for the enterprise set-up, approach to tax, accounting methods and contribute to achieving key objectives. To suit the requirements of all entities, we provide a complete portfolio of credit facilities. The choice can be dependent on accounting measures so we advise our clients to discuss the choice with their accountant.

  • New Truck Chattel Mortgage Finance – a widely-used and very facility for its versatility, secure format and suitability to many types of vehicles and many entities. Attracts the lowest rate across the asset acquisition credit options.
  • New Truck Lease – an off-balance sheet facility which provides flexibility for many operators to acquire new vehicles while easing the pressure on the balance sheet. Competitive rates and tax deductible repayments.
  • Commercial Hire Purchase New Truck Financing – suited to both accruals and cash accounting methods and a tax deduction is realised through depreciation of the vehicle.
  • Rent-to-Own Truck Loan – facilitates full use of the vehicle over the credit term without the vehicle appearing on the balance sheet. Tax deductible rental payments.


Get New Truck Loan Solutions for Start Ups, Sole Traders, No Financials

We work with all types of entities and as specialists in heavy vehicle funding, we offer solutions for enterprises that do not meet all the approval criteria for some lenders. With our vast connections across the lending sector, we have access to lenders that offer competitive rates and workable solutions for operators facing challenges sourcing funding.

  • Low Doc and No Doc New Truck Finance
  • New Truck Loans for Start Up Businesses
  • SME New Truck Loans
  • New Truck Loan with Bad Credit
Empowering Entrepreneurs: No Financials, No Problem with New Truck Finance


New Truck Financing – All Leading Brands, Configurations

Our services are available to operators across Australia for the acquisition of all types of new vehicles used in many industries.

  • Finance for Scania, MACK, Kenworth, IVECO, Fuso, Isuzu, Mercedes Benz and many more.
  • B-Doubles, truck and trailer, prime mover only loans.
  • New truck financing for livestock and car transporters
  • Refrigerated trucks, curtainsiders, tray body truck loans.
  • Loans for electrified, hydrogen cell, diesel new trucks.
  • Dump, waste removal and tipper truck finance.
  • Loans for tankers, loaders and general transport trucks.
No Time to Waste: Quick Approval Advice for New Truck Financing


How to get New Truck Loans Approved Fast

Engaging with us allows buyers access to prompt attention and efficient service in sourcing funding. We can get applications processed and approved fast to expedite the acquisition process. Some approvals in 24 hours. Contact us to apply or enquire today.

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FAQs
New Truck Finance

When acquiring a new vehicle, where the customised and options are included on the same dealer invoice as the vehicle, the costs should be able to be included in the funding.

New operators that do not have all the financials required by some lenders may seek low doc and no doc options through specialist lenders and brokers.

New vehicles may be financed with a choice of Leasing, Chattel Mortgage, CHP and Rent-to-Own.

Tax treatment varies with the choice of credit facility. Repayments for Lease and Rent-to-Own are fully deductible. Interest on Chattel Mortgage and CHP repayments is deductible. CHP and Chattel Mortgage have a tax deduction through the depreciation of the vehicle.

Yes. The same selection of credit facilities apply to all powered vehicles both diesel and new technologies.

A balloon is an option with CHP and Chattel Mortgage. It is a portion of the total credit amount which is due for payment in full at the end of the term.

All commercial credit applications are assessed individually by lenders and a rate offer prepared. As a guide, buyers may use the rates advertised by lenders as the lowest available at that time.

Yes. Applications for vehicle funding can be processed and approved prior to a commitment to buy being made.

No. Being registered for GST is not an essential requirement for commercial credit approval.

Buyers looking to compare repayment estimates on different credit facilities may use an online credit calculator. Change the rate to see the repayments for Lease and Chattel Mortgage.

Our Lenders
Trusted by 60+ lenders Australia-wide

Westpac
Liberty
Automotive Financial Services
Macquarie
Finance One
Commonwealth Bank
Pepper Money
Morris
National Australia Bank
RACV
Get Capital
Prospa
Grow
Selfco Leasing
Scottish Pacific
Our Lenders

Trusted by 60+ lenders Australia-wide

Westpac
Liberty
Automotive Financial Services
Macquarie
Finance One
Commonwealth Bank
Pepper Money
Morris
National Australia Bank
RACV
Get Capital
Prospa
Grow
Selfco Leasing
Scottish Pacific