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Compare, Estimate, Plan with Commercial Loan Calculator

We provide an easy-to-use online calculation device to assist operators to prepare and plan their funding requirements. The device is free to use, can be used by all types of enterprises for calculating estimates on a wide range of funding products and for comparing repayments on different makes and models. Our team of highly skilled brokers can be contacted directly to obtain a confirmed quote specific to your requirements.

Business Finance Compare, Estimate, Plan with Commercial Loan Calculator
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Compare Interest Rates with Our Commercial Loan Calculator

Interest rates vary with different funding products and across the lender market. With our extensive lender coverage we have the connections and the capabilities to achieve lower rates across our portfolio. Use our current achievable rates to compare different options – Leasing, Chattel Mortgage, CHP, Rent-to-Own, Secured and Unsecured products, for your requirements. The results displayed are estimates and we are readily available for a no-obligation quote based on your profile and specifications.

Loan Amount Loan Term
Loan Product Interest Rate Monthly Repayment
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{{Rate Type}}
${{Payment Amount}}
Monthly

Disclaimer: * The comparison rate displayed is calculated for a loan of $30,000 over 5 years. The results from this calculator should be used as an indication only. Quoted repayments are based on advertised rates and do not include lender fees and charges. Results do not represent either quotes or pre-qualifications for a loan. The specific details of your loan will be provided to you in your loan contract. It is advised that you speak with us so that we can provide you with advice that is tailored to your situation.

30 September

Today's best rate

Finance Equipment From

4.99 % Fixed

* The interest rate is calculated on a secured loan for commercial use, effective 30/09/2023 and subject to change. Warning: the interest rate is only true for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different interest rate.

30 September

Today's best rate

Finance Equipment From

4.99 % Fixed

* The interest rate is calculated on a secured loan for commercial use, effective 30/09/2023 and subject to change. Warning: the interest rate is only true for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different interest rate.


What is a Commercial Loan Calculator?

An online credit computation device is provided to enable operators to quickly and easily obtain rough estimates and plan funding structure prior to submitting an application. The device is extremely useful when the functionality and limitations are fully understood and the device is used correctly.

Users should be mindful as a generic device, the outcomes displayed are estimates. The functionality does not permit for consideration of the user’s credit rating or for the fees and charges that may be applied by lenders. Funding fees and charges vary across the lender market. This device is to be used as a guide and for planning purposes only. Users are directed to the disclaimer.

  • No mathematical skills required for commercial loan calculator.
  • Loan calculator for fast DIY estimates – free to use.
  • Use whenever connectivity available – no obligation usage.
  • Compare finance options with commercial loan calculator.

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In order to provide the best experience, your details are saved on our secure server as you enter them.


How to Use Commercial Loan Calculator Effectively

This device calculates funding repayments which are based entirely on the data entered by the user. The data entered can be changed to achieve different results for planning and comparison purposes. There is no memory on the device, so results should be noted for future reference.

Loan amount may be 100% of the acquisition cost and may include extras and accessories where applicable.

  • Total amount should not have any balloon/residual deducted.
  • Enter the interest rate for the finance product required or a higher percentage to allow a contingency if any offer made is higher than our current lowest rate.
  • We offer terms of up to 7 years on asset acquisition funding – enter the preferred term.
  • Balloon is an option for Chattel Mortgage and CHP, residual option for Lease. Enter the preferred percentage.
  • Click CALCULATE for estimate monthly repayments for the values entered.
  • Change the values to calculate a different funding option.
  • Estimate finance repayments obtained in a few seconds.


Calculator for Commercial Loan Solutions

An online credit computation device can be utilised to obtain estimated on a range of funding solutions and for a range of business purposes. Plan preferences for funding structure, compare different vehicle and truck models, consider the viability of an overdraft or secured funding and plan expected ROI on equipment acquisitions.

  • Loan calculator for commercial loan structuring.
  • Plan ROI with commercial loan calculator.
  • Prepare preferred funding structure prior to briefing our brokers.
  • Obtain data for budgeting and forecasting asset acquisitions.
  • Obtain essential intel for reports for partner, Board and shareholder decision-making.


Get Comparisons on Different Types of Commercial Loans

Our online credit calculation device can be used to obtain estimates on all products in our portfolio and for comparing options. Essential information which may streamline and simplify important decisions for many operators.

Funding estimates on all types of equipment, vehicles, trucks and cars can be obtained with the calculation device – new and used. Being mindful that the interest rate and terms approved can vary with used goods.

  • Calculate repayments on Leasing, Chattel Mortgage, CHP, Rent-to-Own, Secured and Unsecured Loans.
  • Compare Leasing with Chattel Mortgage with Rent-to-Own with CHP.
  • SMEs, sole traders, self-employed, large corporation commercial loan calculator.
  • New and used asset commercial loan calculator.
Optimising Commercial Financing Calculator at Auctions and Field Days


Using a Commercial Loan Calculator at Auctions and Field Days

One of the great benefits of our computation device is being able to calculate funding estimates from anywhere at any time online connectivity is available. When at a field day, auction or in a motor vehicle dealership, buyers can quickly obtain estimates to assist in making bidding and buying decisions on the spot.

  • Calculate estimates at field days.
  • Assist with bidding at auctions.
  • Compare estimates on different models while at the dealership.


Fast Quotes to Support Commercial Loan Calculator

Using our calculator is fast and efficient and so is our broker service to receive confirmed quotes on funding requirements. After using our calculator to obtain estimates and plan funding structure, users can contact us directly for a confirmed quote. Our services are available direct with no referral required.

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FAQs
Commercial Finance Calculator

The results obtained using an online credit calculation device are estimates only. Any quote or offer may be different from the computation device results.

No. Using an online credit device is obligation free.

The online credit calculation device is not a funding application. Users will need to contact a lender or broker to apply for credit.

An online credit computation device can be used to calculate repayment estimates on Chattel Mortgage, Lease, CHP, Rent-to-Own, Secured and Unsecured credit.

Yes. Online credit devices can be used for new and used trucks. Users should be aware that the rate offered on used goods may be higher than for new goods.

Rates can vary based on credit profile, goods being acquired and the financial position of the business operation. For estimates, users can use the rates displayed by the provider of the calculator or a different rate.

Yes. All types of set-ups can use an online funding computation device to obtain estimates only. The device is provided to be used as a guide only and any offer can be different from the results calculated.

There is no charge attached to using an online credit calculation device.

When opting for a balloon, that amount should not be deducted from the loan total when using an online calculation device. The device will make the necessary adjustments.

Yes. To compare different funding options such as Lease and Chattel Mortgage, simply enter the appropriate interest rate for each option and compare the repayments.