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Get Comparisons, Estimates, Budgets with ABN Loan Calculator

Planning and budgeting for commercial funding is made a lot easier with our online credit calculation device. We provide this resource as an invaluable tool for buyers to compare credit products, obtain estimates of repayments, plan how they would like their funding structured and to make decisions between different asset options.

Our device can be used from devices that have online connectivity, from wherever and whenever suits the operator. An essential tool to start those acquisitions plan and prepare budgets for major asset purchases.

Business Finance Get Comparisons, Estimates, Budgets with ABN Loan Calculator
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Compare Business Finance Interest Rates with Our ABN Finance Calculator

For a specific interest rate on a specific application, operators will need to request a quote. Rates can vary with the specifics of the application especially when applying for credit as an Australian Business Number holder only. As is typical across the lender sector, we display our current lowest rates across our portfolio which are based on applicants that meet lender criteria, have a good credit rating and are purchasing new goods. Use our current rates as an indication of our competitiveness and for planning purposes.

Loan Amount Loan Term
Loan Product Interest Rate Monthly Repayment
{{Loan Product}} {{From - Advertised Rate}}
{{Rate Type}}
${{Payment Amount}}
Monthly

Disclaimer: * The comparison rate displayed is calculated for a loan of $30,000 over 5 years. The results from this calculator should be used as an indication only. Quoted repayments are based on advertised rates and do not include lender fees and charges. Results do not represent either quotes or pre-qualifications for a loan. The specific details of your loan will be provided to you in your loan contract. It is advised that you speak with us so that we can provide you with advice that is tailored to your situation.

30 September

Today's best rate

Finance Equipment From

4.99 % Fixed

* The interest rate is calculated on a secured loan for commercial use, effective 30/09/2023 and subject to change. Warning: the interest rate is only true for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different interest rate.

30 September

Today's best rate

Finance Equipment From

4.99 % Fixed

* The interest rate is calculated on a secured loan for commercial use, effective 30/09/2023 and subject to change. Warning: the interest rate is only true for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different interest rate.


What is an ABN Loan Calculator?

An online credit computation device is a generic device which is made available by providers of commercial credit. These devices are set-up to compute basic calculations for interest payments based solely on the data as entered by the user. It is important to understand that the device has no functionality to discern between users in regard to creditworthiness, risk and hence what rate would be offered and if an application would be approved.

The device does not have the capabilities to know what lender fees and charges may be applicable to the user’s funding. So these are not allowed for. All results generated are for general guide purposes only.

These devices are provided as a handy tool for users to compare options and obtain rough estimates before proceeding to request quotes. Our device is free to use, has a very simply operation with no special skills needed and users are welcome to calculate as many estimates as they like. We attach no obligation to the use of the device.

In providing this resource, our intention is to empower buyers to compare different credit product options, consider the repayments with different terms and loan amounts, make decisions about deposits and the compare repayment estimates on makes and models with different purchase prices. All users are directed to the disclaimer.

  • Free ABN Loan Calculator.
  • Use ABN Finance calculator to compare credit products.
  • Obtain estimated repayments with an ABN Loan Calculator.
  • Compare ABN Loans on different vehicles, trucks, machinery, equipment.

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In order to provide the best experience, your details are saved on our secure server as you enter them.


What is an ABN Loan?

This category of finance relates to operators that do not meet the full or minimum criteria for credit approval as set by many banks and some finance companies. This can be due to being a new holder of an Australian Business Number, a newly set-up venture, not having financials, not meeting minimum thresholds for turnover and assets, operating for less than the minimum trading period, and not having evidence to show the viability of the operation.

Understanding ABN Finance


How to Effectively Use an ABN Loan Calculator

While mathematical skills are not required to use our device, there are some guidelines to follow to ensure effective use and the greatest benefits are realised. Each field is clearly marked and values can be typed in to each field.

The loan amount can be the full purchase price of the asset. For applicants that do not meet all lender criteria, borrowing the full purchase price will be subject to lender approval. If intending to make a downpayment, deduct that amount from the total amount entered. If opting for a balloon or residual, do not deduct that amount from the total. The device will make that adjustment when calculating the repayment estimate.

Interest rates will be subject to lender approval. For the purpose of obtaining planning estimates and guides, users can use our current rates or a slightly higher rate to allow for a contingency. Note the different rates for different credit products. By changing the rate, users can compare Leasing with Chattel Mortgage, Leasing with Rent-to-Own and other configurations.

We secure fixed terms of up to 7 years on asset acquisition funding. Users can enter that as a maximum term or any other term. The term can be changed and the difference in the repayment estimate noted.

A balloon with CHP and Chattel Mortgage and residual with Lease are options. If opting for these, include the percentage preferred. This will be subject to lender approval.

Once all fields are completed, click on the calculate icon and the monthly repayment estimate for that configuration of values will be displayed. The device does not have a memory to store results. Keeping a note of results for reference purposes may be helpful.

  • Vary rates to compare Lease, Chattel Mortgage, Rent-to-Own, CHP.
  • Vary loan amount to make deposit decisions.
  • Note results for reference.


Get an ABN Loan Quote to Back-up Calculator Results

After using the computation device, users can email or phone us for a quote which is specific to their requirements. Fast approvals, within 24 hours, can be achieved to assist with expediting funding and acquisitions.

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FAQs
ABN Financing Calculator

The online calculation device only provides estimates and does not allow for lender fees or credit rating of the users. The results are estimates and quotes may be different.

No. Use of an online calculation device is obligation free.

By entering the different interest rates, users can compare estimates for Leasing and Chattel Mortgage acquisitions.

The rate offered to individuals may vary from the lender’s advertised rate. For the purpose of calculating estimates, users can input the advertised rate or another rate.

Loans for all types of assets may be calculated with an online device. This includes machinery, plant, equipment, trucks and motor vehicles.

No. Tax deductions are realised when the annual income tax return is prepared for the enterprise.

There is no charge to use an online credit computation device.

To lower the repayment estimate the loan term can be extended, the loan amount can be reduced or the balloon increased.

A balloon is a percentage of the total amount that is due for payment at the conclusion of the credit term.

The online credit calculation device does not have a memory. If users would like to refer to the results later, they should make notes of each calculation.

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Our Lenders

Trusted by 60+ lenders Australia-wide

Westpac
Liberty
Automotive Financial Services
Macquarie
Finance One
Commonwealth Bank
Pepper Money
Morris
National Australia Bank
RACV
Get Capital
Prospa
Grow
Selfco Leasing
Scottish Pacific