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What RBA Interest Rate Cut Means for Commercial Loans
. 5 min read
The RBA interest rate cut in February is expected to be reflected in lender rates on commercial loans with specific rates varying with individual lenders. While the decision to cut rates was highly expected and most lenders passed on the cut to home mortgage holders promptly, a different scenario exists in the commercial lending sector. The commercial loan sector operates differently from the mortgage and consumer credit sectors. Commercial loans – finance for businesses, is a vast and diverse market and is not as closely regulated as consumer credit. The Reserve Bank (RBA) decision possibly leaving businesses with continuing challenges navigating the market to find their best rate and their most suitable lender. As specialists in commercial lending, we assist businesses to better understand the current scenario with an elaboration of the RBA’s February decision, possible outcomes from changes to how rates are set, and how operators can more easily secure affordable financing. Reserve Bank February Interest Rate Cut The... Read More
Fast Approval for Natural Disaster Business Finance & Asset Loans
. 5 min read
Natural disaster business finance and loans to replace damaged assets may be sourced and approved quickly through specialist finance brokers Business.Finance. We provide prompt service and professional support for businesses across Australia that have been impacted by events such as the recent bushfires in Tasmania and Victoria, rain and flood events in Queensland and northern NSW, and from Cyclone Zelia in the Pilbara district of WA. Fast loan approval is available for finance to replace assets – cars, trucks, equipment, machinery, which written-off or unserviceable, and for overdrafts and loans to support cash flow and purchase stock, materials and other supplies. Our brokers handle sourcing, negotiating and settling loans so operators can focus their attention on the clean-up and getting the business back up and running. Unserviceable Assets - What to Do First When business assets such as machinery, trucks and other vehicles have been rendered unworkable due to damage from fire, flood or cyclone, operators can start the process... Read More
Increase Performance with Next Level Tech CAT Dozer
. 5 min read
The next generation CAT Dozer D8 has advanced technology to deliver more accurate results, faster, simplify machine transitions & boost operator productivity. Dozers are one of the most versatile and widely used machines across multiple industry sectors and the new D8 may be the solution for many operators. Caterpillar announced this new model in December 2024, highlighting how the design makes it easier for the operator to change to different sized machines and how the C15 engine provides increased horsepower compared with earlier models. Power required to tackle make ripping, grading and dozing jobs in challenging operating conditions. For any investment in new machinery to genuinely deliver in both the application and on the bottom line, the financing must also be workable. We outline the key features of the new D8 and the affordable CAT finance we can offer to all types of business operations. New CAT Dozer D8 Features The long undercarriage is a key feature of the new... Read More
Record 2024 Truck Sales – Isuzu Trucks the Top Selling Brand
. 5 min read
Isuzu Trucks was the top-selling brand of commercial vehicles in Australia for the 36th consecutive year with the market overall setting another sales record. According to figures from the Truck Industry Council, 2024 sales eclipsed the 2023 record with Japanese brands Isuzu, Hino and Fuso topping the overall best sellers and Kenworth remaining on top in the heavy-duty segment. While the record totals are encouraging for the market and potentially a positive indicator for the transport sector, not all brands posted uplifts in sales. Some of the top names, including the big 3 in light and medium duty, all posted drops compared with 2023. In drawing comparisons with the previous year it should be noted that the 2024 figures includes LDV and Peugeot which previously were not included in collating sales figures. Knowing which brands are best sellers can be an indication of what other operators, possibly your competitors, have already assessed as the best options. We report on the... Read More
Finance Guide for Buying at 2025 Field Days, Expos and Shows
. 6 min read
Operators planning to order vehicles and equipment at 2025 field days and shows can engage with Business Finance ahead of the event to arrange their funding. We assist owners and operators of all types of businesses to optimise the buying opportunities presented with annual expos, by ensuring affordable funding is locked in ahead of the date. Enabling businesses sufficient time to consider the options available to them, confirm their credit limits and secure pre-approved finance to streamline the acquisition process. Shows and expos are scheduled throughout Australia throughout the year in many industries, particularly the agricultural sector. Many dates are locked in, many exhibitors locked in, so it’s time to lock in your plans to attend and plan your order. To assist with the planning, we’ve sourced the dates and details for some of the key events in the coming months and our expert tips for planning finance prior to the event. Key Shows and Field Days 2025 For operators... Read More
Prepare now for 2025, assess your cash flow loans, debtor funding, equipment refinance options
. 5 min read
Ensure your business is prepared to take on challenges and opportunities with cash flow loans, debtor funding & equipment refinance through Business.Finance. Before getting into holiday mode, it may be astute to assess how your operation is placed coming into the new year. Was 2024 a challenge or did it bring opportunities? While discussion around high inflation cost-of-living pressures focus primarily on consumers, commercial operations are equally impacted by these and other economic conditions. The outlook for 2025 may vary for different industries and for individual business operations. While builders face multiple challenges, in its November 19 release, the Australian Construction Industry Forum (ACIF) forecasts moderate growth for the sector. The ACIF said that despite the economy slowing, the amount of work in the pipeline should drive growth in the sector. Proposed tariff changes by the incoming US administration may be an issue for some businesses to consider, with potential positive and negative effects, depending on the industry sector. Businesses... Read More
Get the best workhorse on the market – Contenders for Best Dual Cab Chassis Award Revealed
. 5 min read
Ensure the best dual cab chassis on the market works for your operation by securing cost-effective and affordable financing at competitive rates, through Business.Finance. Looking for the best workhorse vehicle on the market for your operation? Finding the most impressive model with the greatest performance and which is most suitable to the operation can be a challenge. While the Toyota HiLux, Ford Ranger Isuzu D-Max continually dominate the 4x4 and 4x2 ute segment, there are many other models in the market for operators to consider. Which is the best? The experts at Drive assist buyers with their annual awards programme, which includes three categories for the top dual cab chassis currently on the market. The contenders for the three categories have been revealed ahead of the intensive and extensive judging process by motoring experts to narrow the list down to finalists and the eventual winner in each category. We report on the contenders for buyers to start considering which may... Read More
Considering a new ute to kick off a great 2025? Consider the new Isuzu D-MAX Blade
. 5 min read
Secure the most competitive fixed rates and negotiated workable terms on financing to suit your business on the new Isuzu D-MAX Blade through Business.Finance. The start of a new year is a popular time to upgrade vehicles and this new model in the Isuzu Ute collection is sure to be popular with many operators across many working environments. This dual cab chassis 3 litre turbo diesel model has been developed especially to suit Australian conditions. Providing operators with both performance and comfort across challenging terrain. But would be just as well-suited on urban building sites and working rural properties. While Ford Ranger and Toyota HiLux continue to dominate the sales charts, Isuzu Ute is also a top ten selling brand, and this new model is certain to be a top seller. But as with all business asset acquisitions, while this vehicle may be a hard worker for the operation, the financing must also work for the business. We cover off... Read More
Require help with getting business finance? Direct access to expert support
. 5 min read
Business.Finance provides expert commercial lending broker services to assist owners and operators that need help with getting business finance. Business operators across many sectors, running both large and small, new and long-established enterprises, can face problems at different times in securing affordable funding. These problems may stem from issues with the financials of the business or from decision-makers not having the knowledge of what is available to them, not being confident in their understanding of what’s involved with commercial financing, or not having the time to devote to the process. These issues can restrict the ability of an operation to secure asset loans, cash flow support, general business loans, which may then flow on to limiting their opportunities to grow and achieve their true potential and profitability. The commercial lending sector is diverse and extensive. Using our broker services can assist operators to access the lender and the lending products to suit their enterprise and their purpose. We provide this... Read More
Get vehicles back on the road faster without stressing cash flow with workable truck repair loans
. 5 min read
Business.Finance offers workable truck repair loans to get vehicles back on the road and working faster, without the stress on cash flow of high repair costs. The cost of major services on heavy vehicles, the expenses of dealing with unscheduled breakdowns and accidents, and upgrading to meet compliance requirements, can be a major blow to many businesses. Affordable financing is available to cover many of the expenses involved in repairing, maintaining, and servicing heavy vehicles. Financing that can ease the stress on cash flow and ensure vehicles are working and producing revenue as soon as possible. The benefits of financing repairs at competitive rates can be extremely advantageous when compared with the potential costs and impacts of waiting until the cash is available. Impacts such as loss of revenue and profit, impact on customer base, image and reputation of the business, missing opportunities for expansion and new contracts, and in the productivity of the operation. Financing repairs can cover a... Read More
