Richard

Prepare now for 2025, assess your cash flow loans, debtor funding, equipment refinance options

Ensure your business is prepared to take on challenges and opportunities with cash flow loans, debtor funding & equipment refinance through Business.Finance. Before getting into holiday mode, it may be astute to assess how your operation is placed coming into the new year. Was 2024 a challenge or did it bring opportunities? While discussion around high inflation cost-of-living pressures focus primarily on consumers, commercial operations are equally impacted by these and other economic conditions. The outlook for 2025 may vary for different industries and for individual business operations. While builders face multiple challenges, in its November 19 release, the Australian Construction Industry Forum (ACIF) forecasts moderate growth for the sector. The ACIF said that despite the economy slowing, the amount of work in the pipeline should drive growth in the sector. Proposed tariff changes by the incoming US administration may be an issue for some businesses to consider, with potential positive and negative effects, depending on the industry sector. Businesses... Read More Caret Right

Get the best workhorse on the market – Contenders for Best Dual Cab Chassis Award Revealed

Ensure the best dual cab chassis on the market works for your operation by securing cost-effective and affordable financing at competitive rates, through Business.Finance. Looking for the best workhorse vehicle on the market for your operation? Finding the most impressive model with the greatest performance and which is most suitable to the operation can be a challenge. While the Toyota HiLux, Ford Ranger Isuzu D-Max continually dominate the 4x4 and 4x2 ute segment, there are many other models in the market for operators to consider. Which is the best? The experts at Drive assist buyers with their annual awards programme, which includes three categories for the top dual cab chassis currently on the market. The contenders for the three categories have been revealed ahead of the intensive and extensive judging process by motoring experts to narrow the list down to finalists and the eventual winner in each category. We report on the contenders for buyers to start considering which may... Read More Caret Right

Considering a new ute to kick off a great 2025? Consider the new Isuzu D-MAX Blade

Secure the most competitive fixed rates and negotiated workable terms on financing to suit your business on the new Isuzu D-MAX Blade through Business.Finance. The start of a new year is a popular time to upgrade vehicles and this new model in the Isuzu Ute collection is sure to be popular with many operators across many working environments. This dual cab chassis 3 litre turbo diesel model has been developed especially to suit Australian conditions. Providing operators with both performance and comfort across challenging terrain. But would be just as well-suited on urban building sites and working rural properties. While Ford Ranger and Toyota HiLux continue to dominate the sales charts, Isuzu Ute is also a top ten selling brand, and this new model is certain to be a top seller. But as with all business asset acquisitions, while this vehicle may be a hard worker for the operation, the financing must also work for the business. We cover off... Read More Caret Right

Require help with getting business finance? Direct access to expert support

Business.Finance provides expert commercial lending broker services to assist owners and operators that need help with getting business finance. Business operators across many sectors, running both large and small, new and long-established enterprises, can face problems at different times in securing affordable funding. These problems may stem from issues with the financials of the business or from decision-makers not having the knowledge of what is available to them, not being confident in their understanding of what’s involved with commercial financing, or not having the time to devote to the process. These issues can restrict the ability of an operation to secure asset loans, cash flow support, general business loans, which may then flow on to limiting their opportunities to grow and achieve their true potential and profitability. The commercial lending sector is diverse and extensive. Using our broker services can assist operators to access the lender and the lending products to suit their enterprise and their purpose. We provide this... Read More Caret Right

Get vehicles back on the road faster without stressing cash flow with workable truck repair loans

Business.Finance offers workable truck repair loans to get vehicles back on the road and working faster, without the stress on cash flow of high repair costs. The cost of major services on heavy vehicles, the expenses of dealing with unscheduled breakdowns and accidents, and upgrading to meet compliance requirements, can be a major blow to many businesses. Affordable financing is available to cover many of the expenses involved in repairing, maintaining, and servicing heavy vehicles. Financing that can ease the stress on cash flow and ensure vehicles are working and producing revenue as soon as possible. The benefits of financing repairs at competitive rates can be extremely advantageous when compared with the potential costs and impacts of waiting until the cash is available. Impacts such as loss of revenue and profit, impact on customer base, image and reputation of the business, missing opportunities for expansion and new contracts, and in the productivity of the operation. Financing repairs can cover a... Read More Caret Right

Isuzu Trucks continue sales dominance

With Isuzu dominating the new truck sales market, Business.Finance provides operators with tailored heavy vehicle loans to acquire these market-leading vehicles and other leading brands including Kenworth, Fuso and Hino. Facilitating affordable finance solutions to enable operators of all sizes across all industries to upgrade to more efficient vehicles to cut fuel and operating costs. A move that many operators have made with truck sales continually strong in the past few years. The July sales results show a slight drop on the record numbers recorded in June this year, but the leading brands continued their dominance. Isuzu dominates the light-duty and medium-duty segments while Kenworth leads the sale in the heavy-duty segment. While July sales were down 29% on June figures, the annual YTD data continues to be strong. July this year much stronger than July last year, despite the end to the general IAWO tax benefits for most businesses. In total sales for the year to date (YTD), Isuzu... Read More Caret Right

Apply for Finance Now for AgQuip 2024 Purchase

Agri operators can now apply for pre-approved low interest rate finance through Business.Finance to be ready to place machinery orders at AgQuip 2024. This field days event is the most highly awaited and attended for the agricultural sector and the 2024 event is shaping as another ‘must-attend’ for operators in primary industry. AgQuip provides operators in primary and agricultural industries with the annual opportunity to meet up with and speak with fellow producers and manufacturers. The chance to see, in person, the latest innovations in farm machinery, products, services and resources to support and grow their business operation. This premier event to be held in Gunnedah over 20-22 August, is a great opportunity for operators to not only see, but to place their orders for new machinery. Saving them valuable time in travelling to visit dealerships and expediting the delivery of new equipment for their property. The biggest names in agricultural machinery typically headline the exhibitor line-up, with many new... Read More Caret Right

Guide to upgrading operating systems with cost-effective IT equipment finance

Business.Finance supports businesses to stay across the latest operating systems with specialist services to secure affordable IT equipment finance. Businesses rely heavily on their computer-driven systems for operations, administration, financials, data storage, record keeping, communications, security and in many industries, entire production processes. But to maintain high levels of efficiency, output and productivity, many systems require regular upgrading. A process which can be complex and costly. With our access to specialist lenders and expertise in structuring complex lending arrangements, our services provide businesses with funding for a wide range of computer and technology assets at highly competitive rates and workable terms. Our comprehensive selection of credit facilities includes options to cover both asset and non-asset items, allowing business owners to fully-finance a complete system comprising software, hardware, installation, commissioning and even staff training. Credit Facilities for IT Equipment Finance for Hardware  Hardware forms the basis of many computer-operated systems and, in most instances, is considered an asset. These physical parts... Read More Caret Right

Ranger, HiLux or D-MAX? Get best ute finance on best-sellers

Competitive rates and workable terms on ute finance are individually sourced by Business.Finance experts to provide the best financing on all popular models. With no IAWO available this financial year, and with many businesses facing cash flow pressures from rising operating costs, sourcing the best ute finance when new vehicles are needed, has become even more important. We work with individual operators to source and structure the most cost-effective loans for all makes and models. Not surprisingly, the two iconic cab chassis models – Ford Ranger and Toyota HiLux, remain at the top of the monthly car sales figures, as released by the Federal Chamber of Automotive Industries. These reports can provide indications of what is popular with buyers and inspiration to possibly consider other models, such as the Isuzu D-MAX which was sixth best-selling vehicle for the month. The car sales data may also provide indications of the strength of the motor vehicle market and how quick buyers may... Read More Caret Right

Is refinancing equipment loans a workable way forward for your business? Consider the options.

Expert brokers at Business.Finance work with owners and operators on refinancing equipment loans to ease cash flow pressures with workable funding solutions. The current economic environment is creating challenges in many sectors. Leading business owners and operators to review their overall financial situation and identify where savings may be realised to improve the bottom line and provide greater stability. Where machinery and other asset finance payments represent a significant monthly expense, seeking to refinance current loan arrangements may present a workable way forward. Refinance is available to all types of commercial enterprises for all types of funding arrangements. The decision to refinance requires consideration of multiple aspects of the process and the possible outcomes. Know What’s Involved with Refinancing Equipment Loans The process to refinance an existing funding arrangement essentially involves applying for a new loan to replace the existing contract. This can be done at any point during a loan term. The refinanced loan generally includes both the repayments... Read More Caret Right