Richard

The Kubota Sale is on in October for selected models of tractors, ride-on mowers and other machines and operators can lock-in finance first to be prepared. As one of the leading names in equipment used in many industries including agriculture, construction, landscaping and property maintenance, the Kubota event is sure to be extremely popular. Stock of some of the discounted models may be limited, so buyers will need to be ready to commit to secure their preferred machinery. Locking in finance with a pre-approved machinery loan may provide the edge for buyers and provide confidence to commit, knowing their funding has been approved. Pre-approved finance also allows buyers to set their purchase budget based on their approved credit limit. Great when adding attachments to your order. Applications can be made now to Business Finance for fast 24-hour approvals, at the most competitive interest rates available to suit individual profiles. What’s Discounted at the Kubota Sale This major sale event has... Read More

Loans for advisory fees and expenses for engaging consultants to assist with regulation, red tape and compliance are available with unsecured commercial credit. Many sectors are subject to extensive and detailed regulation and compliance. Individual businesses can face complex red tape for specific projects, installations, and developments. To meet the challenges, many operators need to engage the services of professionals in key areas to advise on strategy and/or prepare documentation and submissions and/or support their own team. The fees charged by many specialist consultants can be significant and the cost a major expense for the business. But the outcomes of not engaging this specialist expertise may be non-compliance and even more costly penalties and impacts on operations and growth. Financing these business costs can present a workable, viable alternative to using cash flow for many operators. Businesses that may regularly need to use external advisory firms can include the hospitality sector on liquor licensing and other applications, the transport sector... Read More

Commercial Kitchen Show, part of Food and Hospitality Week, Melbourne 18-20 May, showcases equipment, machines, systems and tech for the hospitality industry. This 3-day event brings four shows together into the one event. Providing the opportunity for caterers, restaurants, pubs, clubs, café, food processors, and takeaway outlets with a comprehensive showcase of what’s on offer across the sector. The event will include the Commercial Kitchen Show, the Foodservice Australia Show, Pizza Pasta and Italian Food Show, and the Restaurant Technology Show. Each focussing on a specific area and combined, providing broad-based coverage of the equipment needs across the industry. The event includes exhibitor stands with machines, equipment and systems, as well as conference sessions and a number of social events. For convenience, visitors can register for a ticket that includes entry to all four shows. The event will be held at Melbourne’s Convention and Exhibition Centre from 18 through to 20 May. Visitors can see many new innovations across various... Read More

The RBA interest rate decision for 1 April was to keep the cash rate on hold at 4.1% which was in line with the expectations of the financial markets. While there was only a slim chance of a rate cut in April, this meeting was of special interest as the first meeting of the newly installed advisory committee on monetary policy. The new group established as an outcome of the Reserve Bank Review, to make decisions on monetary policy. While separate from the Reserve Bank Board, the committee does include several Board members including the RBA Governor, Michelle Bullock. Other issues which made this meeting of interest were the timing with the recent Federal Budget and coinciding with the Federal Election campaign where both major parties are campaigning primarily on cost of living. In addition, the meeting occurred just a day ahead of the US Administration announcing its next round of tariffs which are expected to impact Australian exports to... Read More

The RBA interest rate cut in February is expected to be reflected in lender rates on commercial loans with specific rates varying with individual lenders. While the decision to cut rates was highly expected and most lenders passed on the cut to home mortgage holders promptly, a different scenario exists in the commercial lending sector. The commercial loan sector operates differently from the mortgage and consumer credit sectors. Commercial loans – finance for businesses, is a vast and diverse market and is not as closely regulated as consumer credit. The Reserve Bank (RBA) decision possibly leaving businesses with continuing challenges navigating the market to find their best rate and their most suitable lender. As specialists in commercial lending, we assist businesses to better understand the current scenario with an elaboration of the RBA’s February decision, possible outcomes from changes to how rates are set, and how operators can more easily secure affordable financing. Reserve Bank February Interest Rate Cut The... Read More

The next generation CAT Dozer D8 has advanced technology to deliver more accurate results, faster, simplify machine transitions & boost operator productivity. Dozers are one of the most versatile and widely used machines across multiple industry sectors and the new D8 may be the solution for many operators. Caterpillar announced this new model in December 2024, highlighting how the design makes it easier for the operator to change to different sized machines and how the C15 engine provides increased horsepower compared with earlier models. Power required to tackle make ripping, grading and dozing jobs in challenging operating conditions. For any investment in new machinery to genuinely deliver in both the application and on the bottom line, the financing must also be workable. We outline the key features of the new D8 and the affordable CAT finance we can offer to all types of business operations. New CAT Dozer D8 Features The long undercarriage is a key feature of the new... Read More