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Specialist Treatment for Healthcare Equipment Loans
We provide specialist management of the asset financing requirements of the health, medical and allied services sector. With the sector under increased cost pressures and the demands to provide the highest level of care to Australians, our assistance with funding can be vital. We assist practitioners, therapists, practices and centres to secure affordable and workable funding for the devices, machines and assets they require to deliver their services.
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Compare Healthcare Equipment Loan Interest Rates
Compare Business Finance Interest Rates on Healthcare Equipment Loans
Positive outcomes for financing start with securing lower interest rates and connecting with lenders that align with the sector. We have the lenders and we have the expertise to source lower rates from which we structure the most suitable solution. Rates vary with the financing product, across the lender market and for individual applications. Use these rates as a guide for preparing budgets and planning purposes and contact us for your specific quote.
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Disclaimer: This calculator comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for finance or any indication that an application has been received or approved. The repayments quoted may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.
Today's best rate
Finance Equipment From
4.99 % Fixed
* The interest rate is calculated on a secured loan for commercial use, effective 18/11/2024 and subject to change. Warning: the interest rate is only true for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different interest rate.
Today's best rate
Finance Equipment From
4.99 % Fixed
* The interest rate is calculated on a secured loan for commercial use, effective 18/11/2024 and subject to change. Warning: the interest rate is only true for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different interest rate.
Expert Lending Support
Get Expert Lending Support for Loans for Healthcare Equipment
As specialists in commercial lending with over 20 years of experience, we assist our clients in the health sector to address the challenging issues which can often come when sourcing financing. When funding for specialist devices and facilities is required, when machines are being sourced from overseas and when budgets need preparing, the process can become complex.
We work with clients from the initial stages – as soon as the decision to acquire machines has been made and budgets are required and when immediately ready to proceed. Utilising our expertise in funding for the medical sector to source quotes and negotiate proposals for budgets to present to the decision makers. Then following through to finalise the deal and assist with settlement.
Our brokers are fully qualified to Australian regulatory standards, we are a licensed credit provider as regulated by ASIC and a member of the FBAA. Credentials which our clients value, providing them with confidence that we know the lending market and are well-placed to address their requirements.
- Australian owned and operated company.
- Specific experience and expertise in healthcare equipment finance.
- Member FBAA, ASIC Licensed
Diverse Product Range
Types of Products Available for Healthcare Equipment Finance
We offer a complete portfolio of asset acquisition funding products to suit all types of commercial enterprises and acquisitions. Credit products have individual features and benefits to different accounting methods, approaches to tax and balance sheet and varying financial objectives. It is advised that the accountant or CFO be consulted in regard to which is the most suitable for the current purpose.
Funding is acquired with fixed rates, fixed terms and fixed repayments and negotiated balloon to allow efficient budgeting and cash flow planning.
- Chattel Mortgage Healthcare Equipment Finance
- Leasing Healthcare Equipment
- Commercial Hire Purchase Healthcare Equipment Loans
- Rent-to-Own Finance for Healthcare Equipment
Specialist Solutions for Healthcare Equipment Finance
Types of Healthcare Equipment Loan Scenarios We Handle
As professionals across the commercial lending sector, we handle the funding requirements for all types of service providers and practitioners. We have lenders that offer affordable options for new practitioners and therapists to establish their practice with the necessary assets.
- Cost-effective health equipment loans for doctors and GP practices.
- Healthcare equipment loan options for sole practitioners.
- Individually structured health equipment loans for medical partnerships
- Custom sourced and structure finance for corporate medical centres.
- Chiro, Osteo and Physiotherapy equipment finance.
- Healthcare equipment loans for alternative and natural therapy providers.
- Treatment and diagnostic equipment finance.
Finance Options for Healthcare Equipment: Find the Right Solution
How to Know if Your Needs are Covered with Finance for Healthcare Equipment
With extensive experience in supporting the health and medical field with funding, we appreciate the diverse range of assets required by the sector. Our reference to ‘equipment’ encompasses all assets required by the sector. This includes the machines and devices as well as the IT and other systems for the practice.
- Diagnostic, scanning and imaging machine loans.
- Medical treatment equipment finance.
- Loans for surgical equipment.
- Medical devices loans.
- Finance for healthcare IT equipment.
- Loans for healthcare treatment tables and installations.
- Loans for furnishings, fixtures and fit-outs for healthcare practices.
Streamlined Approval Process
Fast Approval of Applications for Healthcare Equipment Finance
Using our broker services can greatly benefit to source the most cost-effective options and to expedite the application process. With our industry-level connections with our lenders, we have the capabilities for fast approvals of even the most complex financing deals.
FAQs
Healthcare Equipment Loans
The commercial lending sector typically uses the term ‘equipment’ to describe physical assets. That can include machines, plant, devices and other physical goods for a commercial operation. In the health and medical setting, financing is available for the full range of assets that a practice may require. That includes the diagnostic machines and treatment devices, as well as IT and the furnishings and fit out fixures for the facility.
When applying for commercial credit, applicants are required to provide financials on their operation. Some lenders also have a criteria of a minimum, trading period for approvals. Where a new practice does not have the full financials or does not meet all the criteria, they may see no doc or low options through specialist lenders and brokers.
The interest rate varies for the different commercial credit products. The rate offered to individual applicants can also vary. Lenders assess each application and make their rate and lending offer based on their assessment. The rates advertised by lenders will generally be for new goods and for good credit applicants.
Asset acquisition financing products include Chattel Mortgage, Lease, CHP and Rent to Own. The features of these products vary in regard to suitability to the cash or accrual accounting method, approach to the balance sheet and treatment of taxation and GST. The best option for an enterprise will be the one that meets their objectives and is in line with their approach to tax and accounting.
Yes. Financing is available for the purchase of IT systems for the medical and health profession.
The tax deductible elements of credit products vary. Rent to Own and Lease have tax deductible payments. With Commercial Hire Purchase and Chattel Mortgage, the asset is depreciated in line with ATO schedules. The amount of the annual depreciation is a tax deduction.
Yes. All practitioners and providers in the health and medical sector can apply for financing for their machines and other goods. Physiotherapists may require financing for treatment tables, exercise machines and other goods.
The interest rate on Chattel Mortgage, Lease, CHP and Rent to Own is typically at a fixed rate. The rate remains unchanged over the term of the credit.
The term approved for individual commercial credit applications is subject to lender guidelines. The goods being acquired would form part of the application assessment. Terms of up to 84 months can be approved for some acquisitions.
With commercial asset acquisition funding, the goods being acquired are the primary security against the funding, subject to lender approval. Some applicants may be requested to provide additional collateral by way of property or other assets.
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Trusted by 60+ lenders Australia-wide
Trusted by 60+ lenders Australia-wide
