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Grow your venture with our flexible loans. Benefit from competitive rates and personalised terms. Unlock new opportunities and expand your operations. Contact us now!
Accelerate your trucking commercial venture with our flexible Truck Loans. Competitive rates, fast approval, and tailored financing solutions for all your commercial vehicle needs. Drive your success!
With Isuzu dominating the new truck sales market, Business.Finance provides operators with tailored heavy vehicle loans to acquire these market-leading vehicles and other leading brands including Kenworth, Fuso and Hino. Facilitating affordable finance solutions to enable operators of all sizes across all industries to upgrade to more efficient vehicles to cut fuel and operating costs. A move that many operators have made with truck sales continually strong in the past few years. The July sales results show a slight drop on the record numbers recorded in June this year, but the leading brands continued their dominance. Isuzu dominates the light-duty and medium-duty segments while Kenworth leads the sale in the heavy-duty segment. While July sales were down 29% on June figures, the annual YTD data continues to be strong. July this year much stronger than July last year, despite the end to the general IAWO tax benefits for most businesses. In total sales for the year to date (YTD), Isuzu... Read More
Agri operators can now apply for pre-approved low interest rate finance through Business.Finance to be ready to place machinery orders at AgQuip 2024. This field days event is the most highly awaited and attended for the agricultural sector and the 2024 event is shaping as another ‘must-attend’ for operators in primary industry. AgQuip provides operators in primary and agricultural industries with the annual opportunity to meet up with and speak with fellow producers and manufacturers. The chance to see, in person, the latest innovations in farm machinery, products, services and resources to support and grow their business operation. This premier event to be held in Gunnedah over 20-22 August, is a great opportunity for operators to not only see, but to place their orders for new machinery. Saving them valuable time in travelling to visit dealerships and expediting the delivery of new equipment for their property. The biggest names in agricultural machinery typically headline the exhibitor line-up, with many new... Read More
Guide to upgrading operating systems with cost-effective IT equipment finance
. 5 min read
Business.Finance supports businesses to stay across the latest operating systems with specialist services to secure affordable IT equipment finance. Businesses rely heavily on their computer-driven systems for operations, administration, financials, data storage, record keeping, communications, security and in many industries, entire production processes. But to maintain high levels of efficiency, output and productivity, many systems require regular upgrading. A process which can be complex and costly. With our access to specialist lenders and expertise in structuring complex lending arrangements, our services provide businesses with funding for a wide range of computer and technology assets at highly competitive rates and workable terms. Our comprehensive selection of credit facilities includes options to cover both asset and non-asset items, allowing business owners to fully-finance a complete system comprising software, hardware, installation, commissioning and even staff training. Credit Facilities for IT Equipment Finance for Hardware Hardware forms the basis of many computer-operated systems and, in most instances, is considered an asset. These physical parts... Read More
Ranger, HiLux or D-MAX? Get best ute finance on best-sellers
. 5 min read
Competitive rates and workable terms on ute finance are individually sourced by Business.Finance experts to provide the best financing on all popular models. With no IAWO available this financial year, and with many businesses facing cash flow pressures from rising operating costs, sourcing the best ute finance when new vehicles are needed, has become even more important. We work with individual operators to source and structure the most cost-effective loans for all makes and models. Not surprisingly, the two iconic cab chassis models – Ford Ranger and Toyota HiLux, remain at the top of the monthly car sales figures, as released by the Federal Chamber of Automotive Industries. These reports can provide indications of what is popular with buyers and inspiration to possibly consider other models, such as the Isuzu D-MAX which was sixth best-selling vehicle for the month. The car sales data may also provide indications of the strength of the motor vehicle market and how quick buyers may... Read More
Is refinancing equipment loans a workable way forward for your business? Consider the options.
. 5 min read
Expert brokers at Business.Finance work with owners and operators on refinancing equipment loans to ease cash flow pressures with workable funding solutions. The current economic environment is creating challenges in many sectors. Leading business owners and operators to review their overall financial situation and identify where savings may be realised to improve the bottom line and provide greater stability. Where machinery and other asset finance payments represent a significant monthly expense, seeking to refinance current loan arrangements may present a workable way forward. Refinance is available to all types of commercial enterprises for all types of funding arrangements. The decision to refinance requires consideration of multiple aspects of the process and the possible outcomes. Know What’s Involved with Refinancing Equipment Loans The process to refinance an existing funding arrangement essentially involves applying for a new loan to replace the existing contract. This can be done at any point during a loan term. The refinanced loan generally includes both the repayments... Read More
Capture EOFY Deals, Upgrade Assets, Boost Your Operation with Tailored Business Loans
. 5 min read
Business.Finance offers a complete portfolio of low rate business loans, to allow operators to optimise EOFY deals, and invest to grow their operation. Mid-year is an Ideal time to review the position of the operation, assess unrealised potential, consider EOFY equipment and vehicle deals, and plan the finance required to implement improvements. Consider how cost-effective financing may enable vehicles, plant and machinery to be upgraded for greater efficiency and productivity gains. How a flexible line of credit may ease cash flow pressures. How fast access to financing with the best rates might allow you to bring forward asset investment plans and take advantage of end-of-financial year sales. Expand production capacity with additional machines, develop new product lines with new tech with affordable funding.. Our experts work on an individual basis with clients to understand their specific needs and tailor finance solutions to address those objectives. Consider the range of financial solutions available and discuss your plans to boost your operation... Read More
Business Loans: Fuel Your Growth and Achieve Your Goals
. 8 min read
In today's competitive business landscape, having access to financing is crucial for entrepreneurs and small business owners. Whether you're looking to expand your operations, purchase new equipment, manage cash flow, or seize growth opportunities, a business loan can provide the necessary funds to propel your business forward. In this comprehensive guide, we will explore the world of business loans in Australia, helping you navigate through the various options available and find the best solution tailored to your unique needs. Understanding Business Loans What is a Business Loan? A business loan is a financial product specifically designed to support business owners in funding their operations, purchasing inventory, paying employees, managing cash flow, and achieving their growth objectives. Unlike personal loans, business loans are exclusively intended for business or investment purposes, taking into account both the performance and history of the business itself, as well as the credit history of the business owner. How do Business Loans Work in Australia? In Australia,... Read More
The T-way replaces IVECO’s Trakker as a rugged, off-road vehicle for a wide range of applications. It has been especially built to tackle the most challenging operational conditions such as off-road applications in exploration, forestry, mining, tipper requirements, materials and water transport, agriculture and many others. The T-way has all the ‘hardcore’ off-road feature equipment as was on the Trakker but with a lot more. A selection of Euro 6 engines are included on the T-Way plus improved cabin comfort inclusions and upgraded safety. The cabin has styling a la the stylish design of the S-Way. To suit a wide selection of buyers and applications, the T-way range comes with various configurations and GVM/GCM. Overview: IVECO T-Way The configurations in the new T-Way range include 8x4, 6x6 and 4x4. The options for GVM/GCM are 20,000kg/44,000kg, 33,500kg/60,000kg and 41,000kg/60,000kg. There are 4 options for the wheelbase ranging from 3800mm to 5820mm. There are a lot of great features that buyers will... Read More
The CPI data for April, released by the ABS (Australian Bureau of Statistics) on 31 May surprised the markets. The increase in headline inflation despite a continued fall in the underlying rate, changed expectations more towards a June rate rise rather than a hold. But despite the April spike, there were still strong economic data and convincing reasons in favour of holding rates steady. Reading the actual statements from the RBA, including especially from the Governor Philip Lowe, rather than relying purely on media headlines, may be useful in getting a better understanding of what’s happening with rates. At this critical time of year with temporary full expensing ending and the new financial year about to start, business owners will no doubt value as much intel as possible to assist with finance decisions. In this update, we provide a rundown on the information available to date from the RBA – the decision release and an address by Dr Lowe. Noting... Read More
